Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 umbrella insurance agents in Amherst, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
25 N University Dr, Amherst, MA 01002
(855) 899-0305
encharter.com
Bresnahan Insurance Agency Inc
231 Triangle St, Amherst, MA 01002
(413) 549-1100
bresnahaninsurance.com
Five College Home Insurance Solutions
101 University Dr, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
Facilities Insurance Co
201 Natural Resources Rd, Amherst, MA 01003
(413) 992-5652
Amherst Insurance
20 Gatehouse Rd, Amherst, MA 01004
(413) 253-5555
amherstins.com
Amherst Life Insurance Inc.
183 University Dr, Amherst, MA 01002
(413) 307-0921
Business Benefits, Inc.
25 Pray St, Amherst, MA 01002
(413) 658-0251
Five College Home Insurance Solutions
64 Spring St #12, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
What Does a Umbrella Insurance Agent in Amherst Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums vary based on your home, auto, and personal risk profile. Factors like number of properties, vehicles, and swimming pools can affect the price. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Amherst do?
An umbrella insurance agent in Amherst helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your underlying home or auto insurance limits are used up. Agents in Amherst can review your assets and recommend an appropriate coverage amount.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least 1 million dollars in umbrella coverage for Massachusetts residents. The amount you need depends on your assets, income, and risk factors. A local Amherst agent can help you calculate the right limit based on your personal situation.
Do Massachusetts laws affect umbrella insurance requirements?
Yes, Massachusetts requires minimum auto liability coverage of 20 thousand dollars per person and 40 thousand per accident. Umbrella policies typically require higher underlying limits, such as 250 thousand per person and 500 thousand per accident. An agent can help you meet these requirements.