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Find Umbrella Insurance Agents Near You in Bourne, MA
Directory of umbrella insurance agents in Bourne, Massachusetts. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Bourne, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 umbrella insurance agents in Bourne, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Murray & MacDonald Insurance Services, Inc
550 MacArthur Blvd, Bourne, MA 02532
(508) 540-2400
riskadvice.com
BUZZARDS BAY INSURANCE INC
9 Yearling Run Rd, Bourne, MA 02532
(774) 517-5698
lynchconboy.com
An umbrella insurance agent in Bourne Massachusetts helps you secure additional liability protection above your auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/5, but an umbrella policy can provide $1 million or more in extra coverage. This is especially important for Bourne residents with waterfront property or recreational vehicles like boats.
What Does a Umbrella Insurance Agent in Bourne Cost?
In Massachusetts, a $1 million personal umbrella policy typically costs $150 to $400 per year. Adding each additional $1 million of coverage usually costs $75 to $150 per year. Your specific rate depends on your home and auto insurance carriers, your claims history, and property features like a boat or pool. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bourne do?
An umbrella insurance agent reviews your existing home and auto policies to recommend a personal umbrella policy. They help you choose a coverage limit that protects your savings and future income from large lawsuits.
Do I need umbrella insurance if I live in Bourne near the Cape Cod Canal?
Yes, if you own a boat, a rental property, or have a swimming pool, an umbrella policy adds crucial extra liability coverage. Massachusetts coastal properties face higher risks for slip and fall claims and watercraft accidents.
How much does umbrella insurance cost in Massachusetts?
Typical umbrella insurance costs between $150 and $400 per year for $1 million in coverage in Massachusetts. Premiums depend on your number of vehicles, property value, and driving record. Costs are higher for homes with pools or trampolines.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.