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Umbrella Insurance Agents in Cohasset, MA

Looking for a umbrella insurance agent in Cohasset? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Cohasset, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 umbrella insurance agents in Cohasset, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Donoghue Insurance Agency
861 Chief Justice Cushing Hwy, Cohasset, MA 02025
(781) 383-8700 odinsurance.com
Cohasset Auto Insurance Agency
40 S Main St, Cohasset, MA 02025
(339) 219-1516
Lehr & Barnes Insurance
306 N Main St, Cohasset, MA 02025
(781) 383-0783 lbinsure.com
Eastern Insurance Group LLC
380 Chief Justice Cushing Hwy #2a, Cohasset, MA 02025
(781) 383-1900 easterninsurance.com
Acrisure Cohasset (Formerly Sullivan Garrity and Donnelly Insurance)
15 Depot Ct, Cohasset, MA 02025
(781) 236-6101 acrisure.com

An umbrella insurance agent in Cohasset Massachusetts helps you obtain personal umbrella liability coverage that extends beyond the limits of your home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/15 but a personal umbrella policy can provide an additional 1 million to 5 million in coverage. This extra layer of protection is especially important for Cohasset residents with waterfront properties or significant assets.

What Does a Umbrella Insurance Agent in Cohasset Cost?

In Massachusetts a 1 million personal umbrella policy typically costs between 150 and 300 per year. A 2 million policy ranges from 250 to 500 annually. Costs depend on your driving record number of properties and insurance score. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Cohasset?
An umbrella insurance agent in Cohasset helps you evaluate your existing home and auto liability limits and recommends an umbrella policy to fill coverage gaps. The agent works with multiple carriers to find a policy that meets Massachusetts insurance regulations and your personal risk profile.
Who needs umbrella insurance in Massachusetts?
Anyone with significant assets or future income potential should consider umbrella insurance. In Massachusetts this includes homeowners with property valued over 500k boat owners landlords and professionals who face higher lawsuit risks.
How much umbrella coverage do I need in Cohasset?
Most Massachusetts agents recommend at least 1 million in umbrella coverage. For Cohasset residents with high value homes or rental properties 2 million to 5 million may be appropriate. Your agent will assess your net worth and liability exposure to suggest a suitable limit.