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Compare umbrella insurance agents in Franklin. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Franklin, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 umbrella insurance agents in Franklin, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Berry Insurance
31 Hayward St Ste J, Franklin, MA 02038
(508) 528-5200
berryinsurance.com
AAA Franklin
85 Franklin Village Drive #14, Franklin, MA 02038
(508) 528-9300
branches.northeast.aaa.com
Deland, Gibson Insurance Associates — Franklin
51 W Central St, Franklin, MA 02038
(508) 528-3310
delandgibson.com
Neighborhood Insurance
Franklin Center Commons II, 17 Main St, Franklin, MA 02038
(508) 528-5100
neighborhoodinsurance.com
Guardian Angel Insurance
195 Main St #2, Franklin, MA 02038
(339) 219-1333
Padula Insurance
247 E Central St #2, Franklin, MA 02038
(508) 528-2711
An umbrella insurance agent in Franklin Massachusetts helps you secure personal liability coverage that extends beyond the limits of your auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but many residents choose higher protection. An agent can explain how umbrella policies cover legal defense costs and claims not included in standard plans.
What Does a Umbrella Insurance Agent in Franklin Cost?
In Massachusetts, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Factors like your driving record, number of properties, and claims history affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Franklin do?
An umbrella insurance agent in Franklin helps you buy a personal liability policy that covers claims above your home and auto insurance limits. They assess your assets and risk level to recommend an appropriate coverage amount. This agent also explains how Massachusetts liability laws affect your protection.
Do I need umbrella insurance in Massachusetts?
Umbrella insurance is not required by Massachusetts law but is recommended if you have significant assets or face higher lawsuit risks. Standard auto and home policies have liability caps that may not fully protect you. An agent can help you decide based on your net worth and lifestyle.
How much umbrella coverage should I get in Franklin?
Common umbrella policy limits in Massachusetts start at 1 million dollars and go up to 5 million dollars or more. Your agent will consider your home value, savings, and potential income to suggest a limit. Each situation is different so a personal consultation is important.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.