ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in Hopkinton, Massachusetts. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Hopkinton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 umbrella insurance agents in Hopkinton, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Flanagan Insurance Agency
63 South St #260, Hopkinton, MA 01748
(617) 609-0321
agents.farmers.com
Farmers Insurance - Kevin Flanagan
63 South St #260, Hopkinton, MA 01748
(508) 625-1275
agents.farmers.com
Phipps Insurance Agency, Inc.
80 Main St, Hopkinton, MA 01748
(508) 435-6388
phippsinsurance.com
Jimcor Agencies
87 Elm St, Hopkinton, MA 01748
(508) 893-9888
jimcor.com
Umbrella insurance agents in Hopkinton Massachusetts help residents secure additional liability coverage that goes beyond auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20,000 per person and 40,000 per accident, but an umbrella policy can provide 1 million or more in extra protection. This coverage is especially useful for homeowners with pools or those who host social gatherings in town.
What Does a Umbrella Insurance Agent in Hopkinton Cost?
Umbrella insurance costs in Massachusetts typically range from 150 to 350 per year for 1 million in coverage. Higher limits of 2 million to 5 million may cost 300 to 800 annually. Premiums vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Hopkinton do?
An umbrella insurance agent in Hopkinton helps you purchase a personal umbrella liability policy. This policy provides extra coverage above your existing auto and home insurance limits. The agent assesses your assets and risk factors to recommend a suitable coverage amount.
Who needs umbrella insurance in Massachusetts?
Anyone with significant assets or future earnings potential in Massachusetts should consider umbrella insurance. This includes homeowners with property in Hopkinton, business owners, and individuals with teenage drivers. The policy protects against large lawsuits that could exceed standard policy limits.
How much umbrella coverage should I get in Hopkinton?
Most Massachusetts agents recommend at least 1 million in umbrella coverage. The exact amount depends on your net worth, income, and lifestyle. A common rule is to have coverage equal to or greater than your total assets.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Hopkinton who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.