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Directory of umbrella insurance agents in Hyannis, Massachusetts. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Hyannis, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 umbrella insurance agents in Hyannis, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Baldwin Group (formerly RogersGray)
20 Independence Dr #1853, Hyannis, MA 02601
(800) 553-1801
baldwin.com
Dowling & O'Neil Insurance Agency
973 Iyannough Rd 1st Floor, Hyannis, MA 02601
(508) 775-1620
doins.com
The Oceanside Insurance Group
52 W Main St, Hyannis, MA 02601
(508) 775-0500
oceansideinsurance.com
Bayberry Insurance
100 Independence Dr Suite 7, Hyannis, MA 02601
(508) 778-1001
bayberryinsurance.net
Horgan Insurance Agency
44 Barnstable Rd, Hyannis, MA 02601
(508) 775-5830
horganinsurance.com
Olde Cape Cod Insurance
300 Winter St, Hyannis, MA 02601
(508) 771-3300
occia.com
Everyday Insurance Quotes MA
396 Main St, Hyannis, MA 02601
(508) 644-0477
Bryden & Sullivan Insurance Agency
88 Falmouth Rd, Hyannis, MA 02601
(508) 775-6060
brydenandsullivan.com
Harold H Williams Inc
81 Bassett Ln, Hyannis, MA 02601
(508) 775-3366
Umbrella insurance agents in Hyannis help residents and businesses secure extra liability coverage that goes beyond standard auto or homeowners policies. In Massachusetts, where coastal properties and seasonal rentals create unique risks, an umbrella policy can provide an additional layer of protection. Agents in Hyannis understand local exposure from Cape Cod tourism and can tailor coverage limits to your needs.
What Does a Umbrella Insurance Agent in Hyannis Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1,000 dollars annually. Factors such as your driving record, number of properties, and personal liability history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Hyannis do?
An umbrella insurance agent helps you purchase a personal or commercial umbrella policy that provides liability coverage above your existing auto, home, or boat insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts. In Massachusetts, many agents also advise on how umbrella policies interact with state liability laws.
How much umbrella coverage do I need in Massachusetts?
Common umbrella policy limits in Massachusetts start at 1 million dollars and go up to 5 million dollars or more. The amount you need depends on your net worth, income, and potential liability risks. Agents in Hyannis often suggest higher limits for homeowners with rental properties or watercraft due to Cape Cod specific exposures.
Is umbrella insurance required by law in Massachusetts?
No, umbrella insurance is not required by Massachusetts law. However, it is strongly recommended for individuals with significant assets or high liability risks. Massachusetts has a minimum auto liability requirement of 20 thousand dollars per person and 40 thousand dollars per accident, which may not be enough to cover a serious accident.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.