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Find Umbrella Insurance Agents Near You in Lexington, MA
Browse umbrella insurance agents serving Lexington, Massachusetts. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Lexington, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 umbrella insurance agents in Lexington, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
1646 Massachusetts Ave, Lexington, MA 02420
(888) 754-8299
encharter.com
Bettinson Insurance Agency
394 Lowell St STE 5, Lexington, MA 02420
(781) 648-0128
bettinsoninsurance.com
Tonry Insurance Group, Inc. - Lexington
238 Bedford St STE 3, Lexington, MA 02420
(781) 861-1800
tonry.com
AssuredNext Insurance
33 Bedford St STE 12, Lexington, MA 02420
(617) 826-1177
assurednext.com
Larson Insurance
109 Massachusetts Ave, Lexington, MA 02420
(781) 646-9200
crlinsurance.com
Sartori Insurance
76 Bedford St STE 37, Lexington, MA 02420
(781) 861-6900
sartori-insurance.com
NEFI Insurance
283 Bedford St #2, Lexington, MA 02420
(617) 924-1000
nefiinsurance.com
Salem Five Insurance Services, LLC
1666 Massachusetts Ave Suite L, Lexington, MA 02421
(781) 862-7700
salemfiveinsurance.com
An umbrella insurance agent in Lexington Massachusetts helps you secure additional liability coverage that goes beyond the limits of your home or auto policy. Massachusetts law requires minimum auto liability limits of 20/40/5, but a lawsuit can exceed those amounts quickly. A local agent can tailor a policy to protect your savings and future earnings.
What Does a Umbrella Insurance Agent in Lexington Cost?
The cost of umbrella insurance in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits may cost 300 to 800 dollars annually. Your premium depends on your risk factors like number of properties and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is umbrella insurance and why do I need it in Lexington?
Umbrella insurance provides extra liability coverage after your primary policy limits are exhausted. In Massachusetts, where winter accidents and slip and fall claims are common, umbrella insurance can cover legal costs and settlements beyond your home or auto policy.
How much umbrella coverage do Massachusetts homeowners typically need?
Most agents recommend at least 1 million dollars in umbrella coverage. Massachusetts courts can award large judgments, and your net worth including home equity should be considered. An agent will review your assets to suggest an appropriate limit.
Does Massachusetts law require umbrella insurance?
No, Massachusetts law does not require umbrella insurance. However, if you have significant assets or a high risk of liability claims, an agent can explain how this coverage protects you. It is optional but widely recommended by financial advisors.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.