Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 umbrella insurance agents in Melrose, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
TF Ward Insurance Agency
403 Franklin St, Melrose, MA 02176
(781) 665-2990
risman.com
Jeff Carbone Insurance
504 Main St, Melrose, MA 02176
(781) 662-4444
jeffcarboneinsurance.com
Acrisure Melrose, MA (McLaughlin Insurance & Risk Management)
828 Lynn Fells Pkwy, Melrose, MA 02176
(781) 665-2775
acrisure.com
World Insurance Associates LLC
109 W Foster St, Melrose, MA 02176
(781) 665-1034
tarpeyinsurance.com
Salmeri Insurance
527 Main St #1, Melrose, MA 02176
(781) 322-8654
What Does a Umbrella Insurance Agent in Melrose Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from $150 to $350 per year for $1 million in coverage. Higher limits of $2 million to $5 million may cost $300 to $800 annually. Factors affecting price include your number of vehicles, home value, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in Massachusetts?
An umbrella policy provides extra liability coverage above your homeowners and auto insurance limits. It covers claims like bodily injury, property damage, and personal injury lawsuits. In Massachusetts, it can also cover legal defense costs for certain claims not covered by underlying policies.
How much umbrella coverage do Melrose homeowners need?
Many agents recommend at least $1 million in umbrella coverage for homeowners with significant assets or rental properties. The amount depends on your net worth, future income, and risk exposure. A local agent can help assess your specific needs based on Massachusetts liability laws.