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Umbrella Insurance Agents in North Chelmsford, MA

Browse umbrella insurance agents serving North Chelmsford, Massachusetts. Contact information and addresses listed below.

2 agents listed
Updated May 2026
North Chelmsford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 umbrella insurance agents in North Chelmsford, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matthew Crampton - GEICO Insurance Agent
43 Drum Hill Rd, North Chelmsford, MA 01863
(978) 805-6900 geico.com
Beacon Insurance Agency Inc
22 Middlesex St, North Chelmsford, MA 01863
(978) 251-2882 beaconinsurancema.com

Umbrella insurance agents in North Chelmsford help residents secure extra liability coverage that goes beyond the limits of home and auto policies. Massachusetts law requires minimum auto liability coverage of 20/40/5, but umbrella policies often start at 1 million dollars in additional protection. Local agents can tailor a policy to protect your savings and future income from major lawsuits.

What Does a Umbrella Insurance Agent in North Chelmsford Cost?

In Massachusetts, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage amounts increase the premium, but the cost per million usually decreases. Factors like your driving record, property value, and number of rental units affect the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in North Chelmsford do?
An agent reviews your existing home and auto policies to determine the right amount of extra liability coverage. They then find a policy from a carrier that meets Massachusetts requirements and your personal needs. The agent also helps you file a claim if a covered event occurs.
Who needs umbrella insurance in Massachusetts?
Anyone with significant assets or future earning potential should consider umbrella insurance. This includes homeowners, landlords, and drivers with teenage children. Massachusetts courts allow large jury awards, so extra coverage can protect your home and savings.
How much umbrella coverage do I need in North Chelmsford?
Most policies start at 1 million dollars in coverage. High net worth individuals often carry 2 to 5 million dollars. Your agent will calculate the right amount based on your assets, income, and risk factors like owning a pool or a dog.