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Directory of umbrella insurance agents in North Reading, Massachusetts. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
North Reading, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 7 umbrella insurance agents in North Reading, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA North Reading
72 Main St, North Reading, MA 01864
(978) 357-7120
branches.northeast.aaa.com
Linnane Insurance
280 Main St #202, North Reading, MA 01864
(978) 664-2000
facebook.com
Trusted Insurance Agency MA
291 Main St, North Reading, MA 01864
(508) 426-9908
William O'Brien & Associates Insurance
350 Park St, North Reading, MA 01864
(978) 664-6585
Trischitta Insurance Inc
133 Main St #205, North Reading, MA 01864
(978) 664-1700
franktinsurance.com
T.A. Sullivan Agency
246 Main St, North Reading, MA 01864
(888) 987-0505
tasullivanagency.com
Sullivan Insurance & Real Estate
246 Main St, North Reading, MA 01864
(978) 276-2300
tasullivanagency.com
An umbrella insurance agent in North Reading Massachusetts can help you secure extra liability protection that kicks in after your auto or homeowners policy limits are reached. Massachusetts law requires minimum auto liability coverage of 20/40/5 but umbrella policies often start at 1 million dollars and cover legal defense costs. Local agents understand the specific risks for North Reading residents including claims from slip and fall accidents on icy sidewalks or dog bite incidents.
What Does a Umbrella Insurance Agent in North Reading Cost?
In Massachusetts a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Factors that affect the premium include your number of properties driving record and whether you have teenage drivers or a swimming pool. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in North Reading do?
An umbrella insurance agent in North Reading helps you purchase a personal liability umbrella policy that provides additional coverage above your existing homeowners and auto insurance. The agent reviews your current policies and assets to recommend a coverage amount that fits your needs.
How much umbrella coverage do I need in Massachusetts?
Most umbrella policies start at 1 million dollars in coverage. Many Massachusetts residents choose 1 to 5 million depending on their assets and income. Your agent can help you calculate the right amount based on your home value savings and future earnings.
Do I need umbrella insurance if I have a home in North Reading?
Yes homeowners in North Reading often benefit from umbrella insurance because standard homeowners policies have liability limits that may not cover a serious accident on your property. An umbrella policy provides an extra layer of protection for events like a guest injury or a dog bite lawsuit.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.