ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a umbrella insurance agent in Orleans? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Orleans, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 umbrella insurance agents in Orleans, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Baldwin Group (formerly RogersGray)
111 MA-6A, Orleans, MA 02653
(800) 553-1801
baldwin.com
Pike Insurance Agency Inc.
8 Main St, Orleans, MA 02653
(508) 255-7880
Kaplansky Insurance- Orleans Branch
8 Main St, Orleans, MA 02653
(508) 255-7880
kaplansky.com
Umbrella insurance provides additional liability coverage that goes beyond the limits of your home and auto policies. In Orleans Massachusetts, an agent can help you secure this extra layer of protection against large claims or lawsuits. Local agents understand Cape Cod risks like seasonal rental properties and coastal property exposures.
What Does a Umbrella Insurance Agent in Orleans Cost?
Typical annual costs for a 1 million dollar umbrella policy in Massachusetts range from 150 to 300 dollars. A 2 million dollar policy may cost 250 to 500 dollars per year. Premiums vary based on your number of properties, driving record, and insurance history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Orleans do?
An umbrella insurance agent reviews your existing home and auto policies to determine the right amount of extra liability coverage. They help you purchase a policy that kicks in after your underlying limits are exhausted. In Massachusetts, most carriers require at least 250k in auto liability and 300k in homeowners liability before issuing an umbrella policy.
How much umbrella coverage do I need in Orleans?
Common umbrella policy limits range from 1 million to 5 million dollars. Your agent will consider your assets, income, and potential risks such as owning a rental property or having a swimming pool. Massachusetts does not mandate umbrella insurance but it is recommended for homeowners with significant assets.
Does umbrella insurance cover lawsuits in Massachusetts?
Yes umbrella insurance covers legal defense costs and settlements for covered claims above your primary policy limits. It applies to incidents like auto accidents or injuries on your property. Massachusetts law allows umbrella policies to cover personal injury claims such as libel or slander if included in the policy terms.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Orleans who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.