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Find Umbrella Insurance Agents Near You in Salem, MA

Browse umbrella insurance agents serving Salem, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Salem, Massachusetts is Zellik Insurance Agency, Inc., rated 5.0 stars across 101 reviews. Other highly rated options include Farquhar and Black Insurance Agency, 4 Insurance LLC, Quote Carma. This directory lists 16 umbrella insurance agents serving Salem.

Showing 16 umbrella insurance agents in Salem, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Zellik Insurance Agency, Inc.37 Bridge St(978) 594-0815
2Farquhar and Black Insurance Agency45 Traders Way Building 10(781) 599-2200
34 Insurance LLC121 Loring Ave STE 825(855) 322-4509
4Quote Carma88B Lafayette St(203) 872-7280
5Ahmed Insurance Inc106 North St(978) 745-8800
6John J. Walsh Insurance Agency, Inc. - Salem Office87 Margin St(978) 745-3300
7William C Burke Jr Insurance18 Brown St(978) 741-7800
8Relation Insurance Services18 Hawthorne Blvd #3710(978) 744-4540
9Culver Insurance20 Central St # 2(978) 744-1753
10Essex Edge Insurance Co.84 Highland Ave(351) 212-2040
ZI
37 Bridge St
Zellik Insurance Agency, Inc.
Umbrella Insurance Agent · Salem, MA

Zellik Insurance Agency, Inc. serves the Essex County area, including Salem, Massachusetts, as a local provider of umbrella insurance agent services. This agency helps clients secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies. By offering this layer of protection, it assists residents in safeguarding their assets against major claims or lawsuits. Its work includes evaluating personal risk exposure and finding appropriate policy limits. It handles personal umbrella liability policies and excess liability coverage.

FB
45 Traders Way Building 10
Farquhar and Black Insurance Agency
Umbrella Insurance Agent · Salem, MA

Farquhar and Black Insurance Agency provides umbrella insurance services, offering liability coverage that extends beyond standard policy limits to protect clients in Salem, Massachusetts. The agency helps clients design personal or commercial umbrella policies, and its ongoing account maintenance includes periodic policy reviews to ensure adequate limits as circumstances change. It handles claims assistance when umbrella coverage is needed, coordinating with underlying insurers. The agency serves single-family homes, apartments, retail establishments, and restaurants, tailoring the excess liability coverage to each property’s specific risk exposure.

4I
121 Loring Ave STE 825
4 Insurance LLC
Umbrella Insurance Agent · Salem, MA

4 Insurance LLC in Salem, Massachusetts serves homeowners, businesses, and property managers by offering umbrella insurance policies. These policies provide additional liability coverage beyond standard insurance limits, protecting assets and savings. The agency helps clients in Salem and surrounding areas secure extra financial safeguards against large claims or lawsuits. It also covers neighboring communities such as Beverly and the greater North Shore region.

QC
88B Lafayette St
Quote Carma
Umbrella Insurance Agent · Salem, MA

For a one-time policy, Quote Carma in Salem, Massachusetts helps clients secure personal liability protection above standard homeowners or auto limits, while the recurring service option involves annual policy reviews and adjustments to their umbrella coverage. These layers safeguard assets and future earnings against major claims or lawsuits. Primary policies such as auto and home are required to carry minimum coverage limits to qualify. Operating in Salem, the service runs on both a one-time and as-needed basis for policy changes or renewals.

AI
106 North St
Ahmed Insurance Inc
Umbrella Insurance Agent · Salem, MA

Ahmed Insurance Inc in Salem, MA, specializes in providing umbrella insurance coverage that extends beyond standard policy limits, offering broader liability protection for individuals and families. Their general services include evaluating existing home, auto, and watercraft policies to identify gaps in coverage. They also assist clients in safeguarding personal assets against potential lawsuits or major claims. This company helps residents address increased liability exposure, such as after a significant purchase or before hosting a large seasonal gathering on the North Shore.

JJ
87 Margin St
John J. Walsh Insurance Agency, Inc. - Salem Office
Umbrella Insurance Agent · Salem, MA

John J. Walsh Insurance Agency, Inc. - Salem Office serves clients in Salem and the surrounding North Shore communities of Massachusetts. It handles all facets of umbrella insurance for individuals and families, providing an extra layer of personal liability coverage beyond standard home or auto policies. This agent works closely with you to assess your current asset exposure, then carefully matches its policies to your specific lifestyle risks. A typical job begins by reviewing your existing insurance portfolio and ends with a clear explanation of your new coverage gap protection.

WC
18 Brown St
William C Burke Jr Insurance
Umbrella Insurance Agent · Salem, MA

As the nor'easter season brings heavy rains and coastal flooding to Salem, William C Burke Jr Insurance helps homeowners and landlords review their liability coverage to protect against large claims an umbrella policy can address beyond standard limits. This agency specializes in securing excess liability policies that work as a safety net over auto and home insurance. The initial step involves a complimentary consultation to assess current coverage and identify exposed assets that could benefit from broader protection.

RI
18 Hawthorne Blvd #3710
Relation Insurance Services
Umbrella Insurance Agent · Salem, MA

Relation Insurance Services in Salem, Massachusetts provides umbrella insurance policies that extend liability coverage beyond the limits of standard home and auto policies. Its service includes assessment of clients' asset exposure and coordination with primary insurers to ensure seamless policy integration. Routine reviews with policyholders adjust coverage as personal circumstances evolve. The agency services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.

CI
20 Central St # 2
Culver Insurance
Umbrella Insurance Agent · Salem, MA

Culver Insurance in Salem, MA provides comprehensive umbrella liability coverage that extends beyond standard policy limits for individuals and businesses alike. The agency focuses on helping clients secure added protection against major claims and lawsuits that could otherwise exceed primary insurance. It assists with evaluating personal and commercial exposures to determine appropriate coverage levels. Culver Insurance serves a variety of commercial sectors including offices, warehouses, and food service establishments throughout the Salem area.

EE
84 Highland Ave
Essex Edge Insurance Co.
Umbrella Insurance Agent · Salem, MA

Essex Edge Insurance Co. in Salem, MA provides residential umbrella insurance to help protect homeowners from large liability claims beyond standard policy limits. Commercial coverage is also available for small to mid-sized local businesses. Serving Salem and the surrounding North Shore communities, the agency works with clients to assess overall risk exposure and secure appropriate additional liability layers. Regular follow-up reviews are conducted between scheduled policy renewals to adjust coverage for any changes in assets or property.

ES
21 Church St
EasyCare Solutions
Umbrella Insurance Agent · Salem, MA
(351) 207-1687
AI
10 Federal St
Assurance Insurance Agency
Umbrella Insurance Agent · Salem, MA
(351) 207-0626
AI
63 1/2 Jefferson Ave
Allan Insurance Agency Inc
Umbrella Insurance Agent · Salem, MA
(978) 745-5905
allaninsurance.com
CI
119 Boston St
Capacity Insurance LLC
Umbrella Insurance Agent · Salem, MA
(351) 212-2448
DI
19 Front St
Desjardins Insurance Agency
Umbrella Insurance Agent · Salem, MA
(978) 744-4400
desjardinsinsalem.com
AR
27 Congress St # 407
Avalon Risk Management
Umbrella Insurance Agent · Salem, MA
(978) 740-5677
avalonrisk.com

What Does an a Umbrella Insurance Agent in Salem Cost?

The cost of an umbrella insurance policy in Massachusetts typically ranges from $150 to $400 per year for one million dollars in coverage. Higher limits, such as two million dollars, may cost between $250 and $600 annually. Premiums vary based on your personal risk profile, number of properties, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Salem

An umbrella insurance agent in Salem can help you secure additional liability coverage beyond your standard auto and homeowners policies. In Massachusetts, where coastal properties and historic homes present unique risks, umbrella policies often require a minimum underlying liability limit of $250,000 for auto insurance and $100,000 for homeowners insurance. Working with a local agent ensures your policy aligns with state regulations and your specific needs.

Frequently Asked Questions

What does an umbrella insurance agent do in Salem?

An umbrella insurance agent helps you evaluate your existing liability coverage and recommends an umbrella policy to protect your assets. They assess your risk factors, such as property value and lifestyle, and guide you through the application process with carriers licensed in Massachusetts.

How much umbrella coverage do I need in Massachusetts?

The amount of umbrella coverage depends on your net worth and potential liability exposure. Common policy limits start at one million dollars and go up to five million dollars or more. An agent can help you calculate a suitable amount based on your assets and Massachusetts legal environment.

Are there specific Massachusetts laws for umbrella insurance?

Massachusetts requires that your underlying auto and homeowners policies meet certain minimum liability limits before you can purchase an umbrella policy. The state also has a statute of limitations of three years for personal injury lawsuits and six years for property damage claims, which affects your risk exposure.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.