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Find Umbrella Insurance Agents Near You in Saugus, MA
Looking for a umbrella insurance agent in Saugus? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Saugus, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 umbrella insurance agents in Saugus, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Griffin Stone Insurance Group
999 Broadway # 200, Saugus, MA 01906
(781) 396-3111
griffinstoneinsurance.com
Broadway Insurance Agency
345 Main St, Saugus, MA 01906
(781) 233-7000
broadwayins.com
Peter A. Rossetti Insurance Agency, Inc
436 Lincoln Ave, Saugus, MA 01906
(781) 233-1855
rossettiinsurance.com
Excel Insurance
292 Central St, Saugus, MA 01906
(781) 231-3300
Kenneth Grant Insurance
200 Walnut St # 2E, Saugus, MA 01906
(781) 231-4916
Umbrella insurance agents in Saugus Massachusetts help residents secure extra liability coverage beyond standard auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but an umbrella policy can provide additional protection for assets. Working with a local agent ensures your policy aligns with state regulations and your personal risk profile.
What Does a Umbrella Insurance Agent in Saugus Cost?
The cost of umbrella insurance in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost between 300 and 800 dollars annually. Actual premiums depend on your location in Saugus the number of vehicles you own and your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is umbrella insurance and why do I need it in Saugus?
Umbrella insurance provides extra liability coverage above your existing auto and home policies. In Massachusetts it can protect your assets from large claims like lawsuits after a car accident or a dog bite on your property. It is useful for homeowners with significant assets or those who face higher liability risks.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least 1 million dollars in umbrella coverage but higher limits are available. Massachusetts does not set a specific minimum for umbrella policies so your needs depend on your net worth and risk factors. Your agent can help you choose an appropriate limit based on your assets.
Can I get an umbrella policy if I do not own a home in Saugus?
Yes you can still qualify for umbrella insurance if you rent or live in a condominium. You typically need an underlying auto or renters policy with certain minimum limits. Your agent will review your existing policies to ensure they meet the requirements for umbrella coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.