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Umbrella Insurance Agents in Scituate, MA

Browse umbrella insurance agents serving Scituate, Massachusetts. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Scituate, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 umbrella insurance agents in Scituate, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Murphy Carty Insurance
183 Front St, Scituate, MA 02066
(781) 545-0793 murphycarty.com
The Best Insurance MA
57 Otis Pl, Scituate, MA 02066
(339) 219-1205
Harbour Insurance Agency
301A Driftway, Scituate, MA 02066
(781) 545-6400 harbourins.com
Conway Insurance Agency Inc
80 Front St #1, Scituate, MA 02066
(781) 546-6110 conwayins.com

An umbrella insurance agent in Scituate Massachusetts helps you secure extra liability coverage beyond your standard home and auto policies. Massachusetts law requires minimum auto liability limits but an umbrella policy can provide additional protection for your savings and future earnings. Local agents understand the unique coastal risks in Scituate and can tailor coverage to your needs.

What Does a Umbrella Insurance Agent in Scituate Cost?

The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your risk factors such as number of properties vehicles and prior claims. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Scituate do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your underlying insurance limits are exhausted. In Massachusetts these policies typically require you to carry minimum liability limits on your auto and homeowners insurance first.
Do I need umbrella insurance in Scituate Massachusetts?
Umbrella insurance is recommended if you have significant assets a swimming pool a boat or a dog. Massachusetts has a high cost of living and litigation risk so extra liability coverage can protect your home and savings from a lawsuit.
How much umbrella coverage should I get in Massachusetts?
Common umbrella policy limits in Massachusetts start at one million dollars. Many agents recommend at least one to two million dollars in coverage depending on your net worth and exposure to liability risks.