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Find Umbrella Insurance Agents in Wareham, MA

Looking for a umbrella insurance agent in Wareham? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Wareham, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 umbrella insurance agents in Wareham, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Oceanside Insurance Group
2499 Cranberry Hwy, Wareham, MA 02571
(508) 295-1150 oceansideinsurance.com
Legacy Insurance Agency Group LLC
213 Main St, Wareham, MA 02571
(508) 295-1315 legacyinsurancegroup.com
C.L. Hollis Insurance Agency, Inc.
140 Marion Rd, Wareham, MA 02571
(508) 295-9500 insurehollis.com
Bayside Insurance Agency
2499 Cranberry Hwy, Wareham, MA 02571
(508) 748-2298 oceansideinsurance.com
Susan Williams-Gifford District
191 Main St, Wareham, MA 02571
(508) 295-5999 susangifford.com
First Due Financial
245 Main St Suite 205, Wareham, MA 02571
(508) 273-7003 firstduefin.com

An umbrella insurance agent in Wareham can help you secure additional liability coverage that goes beyond the limits of your home and auto policies. Massachusetts law requires minimum auto liability limits, but a personal umbrella policy provides extra protection for serious accidents or lawsuits. Local agents understand the risks specific to the South Coast region, including coastal property exposures.

What Does a Umbrella Insurance Agent in Wareham Cost?

In Massachusetts, the cost for a one million dollar personal umbrella policy typically ranges from 150 to 300 dollars per year. Factors that affect the premium include your driving record, number of properties, and claims history. Higher coverage limits, such as two or five million dollars, cost more but still offer affordable protection for most households. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance policy cover in Massachusetts?
An umbrella policy provides extra liability coverage above your home and auto insurance limits. It covers claims like bodily injury, property damage, and personal injury lawsuits. In Massachusetts, it can also cover legal defense costs for covered events.
How much umbrella coverage do I need in Wareham?
Most agents recommend at least one million dollars in umbrella coverage for homeowners with significant assets. The right amount depends on your net worth, property value, and potential liability risks. A local agent can review your situation and suggest an appropriate limit.