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Compare umbrella insurance agents in Berkley. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Berkley, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 umbrella insurance agents in Berkley, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eagle Rock Insurance Agency
1904 W Eleven Mile Rd, Berkley, MI 48072
(248) 548-5530
eaglerockinsurance.com
Melissa Gemolas: Allstate Insurance
2560 12 Mile Rd, Berkley, MI 48072
(248) 301-1800
agents.allstate.com
Cameron Young: Allstate Insurance
1828 Greenfield Rd, Berkley, MI 48072
(248) 691-1113
agents.allstate.com
Umbrella insurance provides extra liability protection above your auto and homeowners policies. In Berkley Michigan agents help residents meet minimum coverage requirements under Michigan no-fault law. They can also advise on how umbrella policies apply to personal injury claims and property damage lawsuits.
What Does a Umbrella Insurance Agent in Berkley Cost?
Umbrella insurance in Michigan typically costs between 150 and 300 dollars per year for one million dollars of coverage. Costs increase for higher limits or if you have multiple vehicles or properties. Your driving record and claims history also affect the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Michigan?
Umbrella insurance covers claims that exceed your auto or home policy limits. In Michigan it can protect against large liability judgments from car accidents or injuries on your property. It also covers legal defense costs for covered claims.
How much umbrella insurance do I need in Berkley?
Most agents recommend at least one million dollars in umbrella coverage. Your specific needs depend on your assets and risk factors. Michigan law does not require umbrella insurance but it is common for homeowners with significant savings or rental properties.
Can umbrella insurance cover lawsuits from a car accident in Michigan?
Yes umbrella insurance can cover liability claims from car accidents after your auto policy limits are used. Michigan is a no-fault state so umbrella policies typically apply to third-party bodily injury and property damage claims. Check with your agent for exact coverage details.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.