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Browse umbrella insurance agents serving Lake Orion, Michigan. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Lake Orion, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 umbrella insurance agents in Lake Orion, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
J Jacobs and Associates ⭐⭐⭐⭐⭐
4301 S Baldwin Rd, Lake Orion, MI 48359
(248) 693-6455
jjainsurance.com
Great Lakes Independent Insurance Agency, Inc.
36 W Flint St, Lake Orion, MI 48362
(248) 393-2400
greatlakesindependent.com
FAMILY SHIELD INSURANCE GROUP
1290 S Lapeer Rd, Lake Orion, MI 48360
(248) 436-2888
familyshieldins.com
Haney Farm Bureau
344 S Broadway St, Lake Orion, MI 48362
(248) 464-5219
new.michfb.com
Farmers Insurance - Christy Skrine
1520 S Lapeer Rd Ste 209, Lake Orion, MI 48360
(248) 693-0050
agents.farmers.com
Ashley Orion
325 W Silverbell Rd, Lake Orion, MI 48359
(248) 475-9173
Ann M. Curcuru Agency LLC
3079 S Baldwin Rd #172, Lake Orion, MI 48359
(248) 765-4671
curcuruagency.com
Various Insurance Planning
3814 Cedar Key Dr, Lake Orion, MI 48360
(248) 393-3146
variousinsuranceplanning.com
Umbrella insurance provides extra liability coverage beyond your standard home and auto policies. For Lake Orion residents, this coverage can help protect assets like your home or savings from a major lawsuit. Michigan law requires minimum auto liability limits, but an umbrella policy offers a higher layer of protection for unexpected events.
What Does a Umbrella Insurance Agent in Lake Orion Cost?
In Michigan, a one million dollar umbrella policy usually costs between 150 and 300 dollars per year. Costs vary based on your home, auto, and personal risk factors. An agent in Lake Orion can provide a specific quote. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lake Orion do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your auto or home insurance limits are used up. They assess your assets and recommend coverage amounts to protect your financial future.
How much umbrella coverage do I need in Michigan?
Most agents suggest coverage equal to your net worth, often starting at one million dollars. Michigan courts can award large judgments, so higher limits may be wise if you own a home or have significant savings.
Does umbrella insurance cover legal fees in Michigan?
Yes, umbrella policies typically cover legal defense costs for covered claims. This can include lawsuits from accidents on your property or auto accidents where you are at fault.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.