Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 7 umbrella insurance agents in Rochester, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michigan Insured
805 Oakwood Dr Suite 205, Rochester, MI 48307
(248) 236-7004
michiganinsured.com
Main Street Insurance Agency
803 N Main St, Rochester, MI 48307
(248) 656-1655
mainstreetinsurance.org
Marcus Schirr Insurance Group
318 East St, Rochester, MI 48307
(248) 464-8749
marcusinsuresmi.com
Allen Harmon Insurance
961 Oakwood Dr, Rochester, MI 48307
(877) 205-0051
allenharmon.com
Whims Insurance Agency
322 S Main St #200, Rochester, MI 48307
(248) 651-7321
whimsinsurance.com
Goosehead Insurance - David Cruise
429 Walnut Blvd, Rochester, MI 48307
(248) 963-1081
goosehead.com
Szura Insurance Services
109 E 4th St, Rochester, MI 48307
(248) 651-4487
szuraagency.com
What Does a Umbrella Insurance Agent in Rochester Cost?
In Michigan, umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs increase for higher limits or if you have multiple properties or vehicles. Premiums vary based on your claims history and risk factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Rochester do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your primary insurance limits are used. They review your assets and risks to recommend an appropriate coverage amount. The agent also explains how the policy interacts with Michigan auto and home insurance.
How much umbrella coverage do I need in Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners with significant assets. Michigan courts can award large judgments in liability cases, so higher limits may be wise. Your agent can help you decide based on your net worth and risk exposure.
Can I get umbrella insurance if I have a Michigan no-fault auto policy?
Yes, you can add an umbrella policy on top of Michigan no-fault auto insurance. The umbrella policy typically requires you to carry certain minimum liability limits on your auto policy first. Your agent will coordinate the coverage to avoid gaps.