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Compare Umbrella Insurance Agents in Rochester Hills, MI
Directory of umbrella insurance agents in Rochester Hills, Michigan. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Rochester Hills, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 9 umbrella insurance agents in Rochester Hills, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amy Bashi - State Farm Insurance Agent
2494 S Rochester Rd, Rochester Hills, MI 48307
(248) 792-9230
amybashi.com
Allied Insurance Managers, Inc.
1055 E South Blvd #110, Rochester Hills, MI 48307
(248) 853-0930
alliedinsmgr.com
Michael Spinale - State Farm Insurance Agent
1460 Walton Blvd. Ste 206, Rochester Hills, MI 48309
(248) 652-6636
mikespinale.com
The Crawford Insurance Group
1415 Walton Blvd., Rochester Hills, MI 48309
(248) 402-5005
crawfordinsurancegroup.com
Maris Brown Insurance Group
1055 E South Blvd #140, Rochester Hills, MI 48307
(248) 257-5556
marisbrowninsurance.com
Guy Hurley Insurance & Surety Services
989 E South Blvd Suite 200, Rochester Hills, MI 48307
(248) 519-1400
ghbh.com
Farmers Insurance - Debora Deakin
705 Barclay Cir Ste 120, Rochester Hills, MI 48307
(248) 564-2401
agents.farmers.com
Prysock Insurance Group, LLC
6841 N Rochester Rd # 300E, Rochester Hills, MI 48306
(248) 650-8200
prysockinsurance.com
Farmers Insurance - Andrea Goodman
445 S Livernois Rd # 316, Rochester Hills, MI 48307
(248) 540-0948
agents.farmers.com
An umbrella insurance agent in Rochester Hills Michigan helps you secure extra liability coverage that goes beyond your auto and homeowners policies. This type of policy is important for Michigan residents because state law requires minimum auto liability limits that may not cover a serious accident. An agent can explain how umbrella insurance works with your existing coverage to protect your savings and future earnings.
What Does a Umbrella Insurance Agent in Rochester Hills Cost?
In Michigan the average cost for one million dollars of umbrella insurance ranges from 150 to 300 dollars per year. Higher coverage amounts like two million dollars typically cost between 250 and 500 dollars annually. Premiums vary based on your risk profile number of vehicles and property details. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Rochester Hills do?
An umbrella insurance agent helps you buy a personal liability policy that provides coverage above your standard home and auto limits. The agent reviews your current policies and assets to recommend an appropriate amount of extra protection. They also help you understand Michigan insurance laws that affect your coverage needs.
How much umbrella insurance do I need in Michigan?
Most agents suggest at least one million dollars in umbrella coverage for Michigan residents. The right amount depends on your total assets, income, and risk factors like owning a pool or rental property. Your agent can run a personal risk analysis to help you decide.
Can umbrella insurance cover lawsuits in Michigan?
Yes umbrella insurance covers lawsuits for bodily injury, property damage, and personal injury claims like slander or libel. Michigan law does not cap most personal injury damages so a serious claim can exceed your standard policy limits. Umbrella coverage steps in after your underlying policy limits are used up.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.