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Directory of umbrella insurance agents in South Lyon, Michigan. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
South Lyon, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 umbrella insurance agents in South Lyon, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aaron Daavettila - State Farm Insurance Agent
22454 Pontiac Trail, South Lyon, MI 48178
(248) 437-5588
aarondaav.com
Brian Olender - State Farm Insurance Agent
121 E Lake St, South Lyon, MI 48178
(248) 437-1268
brianolender.com
AAA Insurance - Schwegler Insurance Agency
135 E Lake St Floor 2, South Lyon, MI 48178
(248) 594-1381
locator.acg.aaa.com
Chris Sarkella: Allstate Insurance
57102 10 Mile Rd, South Lyon, MI 48178
(248) 667-9399
agents.allstate.com
Farmers Insurance - Thomas Groom
410 N Lafayette St, South Lyon, MI 48178
(248) 437-5309
agents.farmers.com
Hamlin & Clark Insurance
413 S Lafayette St, South Lyon, MI 48178
(248) 486-5045
hamlinclark.com
Insurance Acceptance Group
1038 Crestwood Ct, South Lyon, MI 48178
(844) 765-4298
iagmi.com
Michigan Community Insurance Agency, Inc.
321 Pettibone St, South Lyon, MI 48178
(248) 437-1444
michigancommunity.com
Umbrella insurance provides extra liability protection beyond the limits of your auto and homeowners policies. In South Lyon Michigan this coverage can help safeguard your savings and future earnings. Michigan law requires minimum auto liability limits but an umbrella policy adds another layer of security.
What Does a Umbrella Insurance Agent in South Lyon Cost?
In Michigan a personal umbrella insurance policy with 1 million dollars in coverage usually costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars per year. Factors like your driving record number of properties and prior claims affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in South Lyon do?
An umbrella insurance agent helps you purchase a personal liability policy that extends coverage above your existing home and auto insurance. In Michigan this policy typically starts at 1 million dollars in coverage. The agent evaluates your assets and risk to recommend an appropriate limit.
Who needs umbrella insurance in Michigan?
Anyone with significant assets or future income to protect should consider umbrella insurance. This includes homeowners with a mortgage, business owners, and drivers with teenage children. Michigan courts can award large judgments so extra liability coverage is wise.
How much does umbrella insurance cost in Michigan?
A 1 million dollar umbrella policy in Michigan typically costs between 150 and 300 dollars per year. Higher limits such as 2 million or 5 million cost more but still offer affordable protection. Your premium depends on your risk factors and the underlying insurance policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.