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Compare umbrella insurance agents in Utica. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Utica, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 umbrella insurance agents in Utica, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Action Insurance Service, Inc.
7659 Auburn Rd, Utica, MI 48317
(586) 739-9080
actionin.com
Beck Insurance
8344 Hall Rd Suite 102, Utica, MI 48317
(586) 731-5800
beck-insurance.com
Umbrella insurance provides extra liability coverage beyond your auto and home policies. In Michigan, where no-fault auto laws apply, an umbrella policy can help cover claims that exceed your primary limits. A local agent in Utica can review your assets and recommend appropriate coverage levels for your situation.
What Does a Umbrella Insurance Agent in Utica Cost?
In Michigan, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage limits of two to five million dollars may cost 300 to 600 dollars annually. Costs vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Utica do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your auto or home insurance limits are exhausted. They assess your risk profile and recommend a coverage amount that fits your needs and budget.
How much umbrella coverage do I need in Michigan?
Most agents suggest a minimum of one million dollars in umbrella coverage. The right amount depends on your assets, income, and potential liability risks. Michigan law does not set a specific minimum for umbrella policies.
Can I get umbrella insurance if I have a rental property in Utica?
Yes, umbrella insurance can cover liability from rental properties you own. Many Michigan landlords use umbrella policies to protect against lawsuits from tenants or visitors. Your agent will need details about each property to ensure proper coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.