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Umbrella Insurance Agents in White Lake, MI

Looking for a umbrella insurance agent in White Lake? Review the directory below to compare your options.

8 agents listed
Updated May 2026
White Lake, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 umbrella insurance agents in White Lake, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Elder - State Farm Insurance Agent
9278 Highland Rd Ste 7, White Lake, MI 48386
(248) 887-6004 eldersf.com
Shirl Crowe: Allstate Insurance
9145 Highland Rd, White Lake, MI 48386
(248) 698-1731 agents.allstate.com
Paul Donnelly - State Farm Insurance Agent
5951 Highland Rd G, White Lake, MI 48383
(248) 714-5311 mywhitelakeagent.com
AAA White Lake
330 Town Center Blvd Ste D-101, White Lake, MI 48386
(248) 618-3440 locator.acg.aaa.com
Lankford Insurance Agency
1135 Round Lake Rd #2, White Lake, MI 48386
(248) 360-6524 lankfordagency.com
J. Jones Insurance Agency - Farm Bureau Insurance
1097 Union Lake Rd # A, White Lake, MI 48386
(248) 366-3222 jjonesinsurance.com
Aaa Insurance: Caylor Susan
330 Town Center Blvd # D-105, White Lake, MI 48386
(248) 618-3440 aaa.com
Allstate Personal Financial Representative: Matthew Bade
9145 Highland Rd, White Lake, MI 48386
(586) 291-8043 agents.allstate.com

Umbrella insurance provides an extra layer of liability coverage beyond your standard auto or homeowners policy. In White Lake, Michigan, an agent can help you assess your personal risk and secure a policy that meets state requirements. Michigan law requires auto insurers to offer uninsured motorist coverage, which umbrella policies often extend.

What Does a Umbrella Insurance Agent in White Lake Cost?

In Michigan, umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars in coverage. Costs increase with higher coverage limits and vary based on your risk profile, such as owning a pool or having teenage drivers. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance policy cover in White Lake Michigan?
An umbrella policy covers liability claims that exceed the limits of your underlying auto or home insurance. This includes bodily injury, property damage, and personal injury lawsuits. It also covers legal defense costs for covered claims.
How much umbrella insurance do I need in Michigan?
Most agents recommend at least one million dollars in umbrella coverage. The amount you need depends on your assets, income, and potential liability risks. A local White Lake agent can help you calculate the right limit for your situation.
Do Michigan laws affect umbrella insurance requirements?
Yes. Michigan is a no-fault auto insurance state, which affects underlying coverage limits. Umbrella policies require you to maintain minimum liability limits on your auto and home policies. Your agent will verify these limits before issuing the umbrella policy.