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Find Umbrella Insurance Agents Near You in Arden Hills, MN
Compare umbrella insurance agents in Arden Hills. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Arden Hills, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 umbrella insurance agents in Arden Hills, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Reichert - State Farm Insurance Agent
3845 Lexington Ave N Ste 105, Arden Hills, MN 55126
(651) 765-1362
danreichert.com
Preferred Insurance Services Inc
1306 County Rd F West, Arden Hills, MN 55112
(651) 255-3500
preferredmn.com
Villella & Associates, Inc. American Family Insurance
3820 Cleveland Ave N #200, Arden Hills, MN 55112
(651) 483-0000
amfam.com
Dean Villella Agency, Inc.
3820 Cleveland Ave N Ste 200, Arden Hills, MN 55112
(651) 483-0000
amfam.com
An umbrella insurance agent in Arden Hills, Minnesota can help you secure extra liability coverage beyond your standard auto or homeowners policy. Minnesota law does not require umbrella insurance, but it can protect your assets in case of a lawsuit or major accident. Local agents understand the specific risks faced by residents in Ramsey County and the Twin Cities metro area.
What Does a Umbrella Insurance Agent in Arden Hills Cost?
In Minnesota, the typical cost for a one million dollar umbrella insurance policy ranges from 150 to 300 dollars per year. A two million dollar policy may cost between 250 and 500 dollars annually. Premiums vary based on your risk factors, number of vehicles, and property details. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Arden Hills do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage limits above your existing home and auto insurance. They assess your assets and risk exposure to recommend an appropriate coverage amount. In Minnesota, these policies typically start at one million dollars in coverage.
How much umbrella insurance do I need in Minnesota?
The amount of umbrella insurance you need depends on your total assets and potential liability risks. Many Minnesota agents recommend at least one million dollars in coverage for homeowners with a swimming pool or rental property. Higher limits may be needed for business owners or individuals with significant savings.
Is umbrella insurance required by law in Minnesota?
No, Minnesota law does not require umbrella insurance. However, it is a common recommendation for anyone with assets to protect. Minnesota courts can award large judgments in personal injury cases, making extra liability coverage a wise financial safeguard.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.