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Find Umbrella Insurance Agents in Cottage Grove, MN
Browse umbrella insurance agents serving Cottage Grove, Minnesota. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Cottage Grove, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 5 umbrella insurance agents in Cottage Grove, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Truguard Insurance Brokers
8063 Hadley Ave S, Cottage Grove, MN 55016
(651) 888-2170
truguardib.com
Brady Snedden - State Farm Insurance Agent
7420 80th St S Ste 200, Cottage Grove, MN 55016
(651) 458-0425
mymidwestinsurance.com
Farmers Insurance - Jennifer Wheeler
7449 80th St S, Cottage Grove, MN 55016
(651) 459-6699
agents.farmers.com
Daniel Lawrence American Family Insurance
7750 Harkness Ave S #103, Cottage Grove, MN 55016
(651) 458-6900
amfam.com
Darin Husaby American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Umbrella insurance provides extra liability coverage beyond the limits of your home and auto policies. In Cottage Grove, Minnesota, an agent can help you secure this protection against large claims or lawsuits. Minnesota law requires minimum auto liability limits, but an umbrella policy adds a higher layer of security for your assets.
What Does a Umbrella Insurance Agent in Cottage Grove Cost?
In Minnesota, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars per year. Costs vary based on your risk profile, number of vehicles, and other factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Minnesota?
Umbrella insurance covers liability claims that exceed the limits of your home or auto policy. It also covers certain claims not included in those policies, such as libel or slander. In Minnesota, it can help protect your savings and future earnings from a lawsuit.
How much umbrella coverage do I need in Cottage Grove?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your assets, income, and risk factors. An agent can review your situation and suggest an appropriate limit.
Do I need umbrella insurance if I have a home and auto policy?
Yes, if you have significant assets or face higher liability risks. For example, owning a pool or a dog increases your risk. Umbrella insurance provides an extra layer of protection that your standard policies may not offer.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.