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Find Umbrella Insurance Agents Near You in New Brighton, MN

Directory of umbrella insurance agents in New Brighton, Minnesota. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
New Brighton, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 umbrella insurance agents in New Brighton, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amy Wakem - State Farm Insurance Agent
2191 Silver Lake Rd NW, New Brighton, MN 55112
(651) 636-8337 amywakem.com
Reasons Insurance
2722 Hwy 694 Service Dr #205, New Brighton, MN 55112
(651) 636-6911 reasonsinsurance.com
Adam L Mohr Agency Inc American Family Insurance
201 Silver Lake Rd NW B, New Brighton, MN 55112
(651) 255-0015 amfam.com
Dean Olson Insurance Agency, LLC
2483 15th St NW Suite A, New Brighton, MN 55112
(651) 633-0408 deanolsonins.com

An umbrella insurance agent in New Brighton, Minnesota can help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Minnesota law requires minimum auto liability coverage of 30/60/10, but umbrella policies often start at 1 million dollars in coverage. This extra layer is especially useful for homeowners near Long Lake or those with rental properties in Ramsey County.

What Does a Umbrella Insurance Agent in New Brighton Cost?

In Minnesota, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 800 dollars annually. Costs vary based on your underlying insurance policies, number of vehicles, and personal risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in New Brighton do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your standard insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. In Minnesota, umbrella policies typically require you to have underlying auto and home insurance with certain minimum limits.
Who needs umbrella insurance in Minnesota?
Anyone with significant assets, a swimming pool, a dog, or who hosts frequent gatherings may benefit from umbrella insurance. Minnesota courts can award large judgments in liability cases, and umbrella coverage protects your savings and future earnings. It is also common for landlords with rental properties in New Brighton to carry umbrella insurance.