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Compare umbrella insurance agents in Prior Lake. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Prior Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 12 umbrella insurance agents in Prior Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mandi Vote- State Farm Insurance Agent
16731 State Hwy 13 Suit 109, Prior Lake, MN 55372
(612) 255-0941
voteinsurancemn.com
AB & B Insurance
14198 Commerce Ave NE #700, Prior Lake, MN 55372
(952) 226-1226
abandbinsurance.com
Lakes Insurance
6885 Boudin St NE, Prior Lake, MN 55372
(612) 750-3108
lakesinsurance.biz
Prior Lake State Agency
16677 Duluth Ave SE UNIT 101, Prior Lake, MN 55372
(952) 447-8350
priorlakeinsurance.com
DeRose Commercial Insurance Group
15875 Franklin Trail SE #105, Prior Lake, MN 55372
(651) 999-8985
deroseinsurance.com
Van Curler Independent Insurance Agency
16228 Main Ave SE UNIT 111, Prior Lake, MN 55372
(952) 226-1160
vancurlerinsurance.com
Nick Atkinson & Associates Inc American Family Insurance
14180 Commerce Ave NE STE 107, Prior Lake, MN 55372
(952) 226-6999
amfam.com
Speiker & Company, Ltd
16186 Main Ave SE, Prior Lake, MN 55372
(952) 440-6500
speikercompany.com
Oak Tree Insurance
15870 Franklin Trail SE #105a, Prior Lake, MN 55372
(952) 469-9261
oaktree-insurance.com
Goosehead Insurance - Jessica Gillin
16268 Eagle Creek Ave SE, Prior Lake, MN 55372
(612) 439-5544
goosehead.com
Erkel & Erkel Insurance
4719 Park Nicollet Ave SE UNIT 220, Prior Lake, MN 55372
(952) 447-6047
erkelanderkel.com
Brad & Sue Hansen Agency
15875 Franklin Trail SE Ste 106, Prior Lake, MN 55372
(952) 222-4479
Umbrella insurance agents in Prior Lake, Minnesota help you secure extra liability coverage that goes beyond your home and auto policies. Minnesota law requires minimum auto liability limits, but an umbrella policy can provide additional protection for claims or lawsuits. Local agents understand the risks specific to Prior Lake, such as lakefront property exposure and recreational vehicle use.
What Does a Umbrella Insurance Agent in Prior Lake Cost?
In Minnesota, umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Additional millions may cost 50 to 100 dollars each. Rates vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Prior Lake do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts. In Minnesota, umbrella policies typically start at 1 million dollars in coverage.
How much umbrella insurance do I need in Minnesota?
The amount of umbrella insurance you need depends on your assets, income, and potential liability risks. Many Minnesota agents suggest at least 1 million dollars in coverage for homeowners with significant equity or rental properties. A local Prior Lake agent can review your specific situation to help determine the right limit.
Does Minnesota law require umbrella insurance?
No, Minnesota law does not require umbrella insurance. However, it can be valuable if you face a lawsuit that exceeds your underlying policy limits. Minnesota has a 6-year statute of limitations for most personal injury claims, so having extra coverage can protect your savings and future earnings.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.