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Umbrella Insurance Agents in Richfield, MN

Directory of umbrella insurance agents in Richfield, Minnesota. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Richfield, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 7 umbrella insurance agents in Richfield, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cassie Sanetra - State Farm Insurance Agent
6519 Nicollet Ave Ste 200, Richfield, MN 55423
(612) 869-5313 cassiesanetra.com
Insurance Brokers of MN-Brett Flatmoe
6941 Nicollet Ave, Richfield, MN 55423
(612) 869-2745 insurancebrokersmn.com
Richfield State Insurance
6636 Cedar Ave Suite 201, Richfield, MN 55423
(612) 861-8300 richfieldinsurance.com
Farmers Insurance - Miguel Medrano Rodriguez
7001 Nicollet Ave, Richfield, MN 55423
(612) 206-3193 agents.farmers.com
Kelly Mayerle DBA MN Insurance Pro, a Richfield State Agent
6636 Cedar Ave S Suite 201, Richfield, MN 55423
(612) 767-4358
Farmers Insurance - Matthew Nye
6603 Queen Ave S Ste 6, Richfield, MN 55423
(612) 979-2330 agents.farmers.com
katie lewis insurance
6625 Lyndale Ave S, Richfield, MN 55423
(612) 861-8300 kklewis.com

Umbrella insurance agents in Richfield Minnesota help you secure extra liability coverage that goes beyond your home and auto policies. This type of policy is important in Minnesota because state law requires minimum liability limits that may not fully protect your assets in a serious accident or lawsuit. A local agent can explain how an umbrella policy works with your existing coverage to provide additional financial safety.

What Does a Umbrella Insurance Agent in Richfield Cost?

The cost of an umbrella insurance policy in Minnesota typically ranges from 150 to 350 dollars per year for one million dollars in coverage. Premiums vary based on your driving record, number of properties, and other risk factors. Some insurers require minimum underlying coverage amounts on your auto or home policies. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Richfield do?
An umbrella insurance agent in Richfield helps you purchase a personal liability umbrella policy. This policy provides extra coverage above the limits of your auto or home insurance. The agent reviews your current policies and recommends a coverage amount that fits your needs.
How much umbrella coverage do I need in Minnesota?
The amount of umbrella coverage you need depends on your assets and risk factors. Many Minnesota agents suggest starting with one million dollars in coverage. Your agent can help you calculate a suitable limit based on your home value, savings, and potential lawsuit exposure.