Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 umbrella insurance agents in Spring Park, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tonka Insurance Agency, Inc.
4154 Shoreline Dr # 200, Spring Park, MN 55384
(952) 471-2575
tonkaagency.com
Simon Insurance Agency
4010 Shoreline Dr, Spring Park, MN 55384
(952) 258-8115
simoninsuranceagency.com
What Does a Umbrella Insurance Agent in Spring Park Cost?
In Minnesota, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Additional million dollar increments may cost 75 to 150 dollars each. Factors like driving record, property value, and number of vehicles affect your premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Spring Park do?
An agent helps you evaluate your current liability limits and recommends an umbrella policy to cover gaps. They explain how umbrella insurance works with your existing home and auto policies in Minnesota.
How much umbrella insurance coverage do I need in Minnesota?
Most agents suggest at least 1 million dollars in umbrella coverage. Your needs depend on your assets, income, and risk factors like owning a boat or having a pool. Minnesota courts can award large judgments, so higher limits may be wise.
Does umbrella insurance cover legal defense costs in Minnesota?
Yes, umbrella policies typically cover legal defense costs for covered claims. In Minnesota, this can include defense against lawsuits for bodily injury or property damage that exceed your underlying policy limits.