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Find Umbrella Insurance Agents Near You in Biloxi, MS

Browse umbrella insurance agents serving Biloxi, Mississippi. Updated 2026-07-14.

The top-rated umbrella insurance agent in Biloxi, Mississippi is OakTrust Insurance Group, rated 4.7 stars across 298 reviews. Other highly rated options include McMurphy Insurance, Tubb Allstate Insurance Agency, SouthGroup Insurance Services/Lighthouse Insurance Services Inc. This directory lists 18 umbrella insurance agents serving Biloxi.

Showing 18 umbrella insurance agents in Biloxi, MSListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1OakTrust Insurance Group14507 Lemoyne Blvd(228) 354-0877
2McMurphy Insurance13109 Shriners Blvd ste A(228) 267-9103
3Tubb Allstate Insurance Agency13011 Lorraine Rd A(228) 271-4064
4SouthGroup Insurance Services/Lighthouse Insurance Services Inc2505 Pass Rd(228) 385-1177
5US Select Insurance LLC169A Lameuse St(228) 432-5566
6Coastal Select Insurance, LLC1966 Popp's Ferry Rd(228) 207-3535
7Beacon Insurance Services, Inc.1009 W Howard Ave(228) 374-0067
8IDR Agency15506 Lemoyne Blvd Ste B(228) 273-4062
9Mattina Insurance Agency Inc1829 Pass Rd(228) 388-2614
10Insured Solutions Group13155 Shriners Blvd Ste B(228) 471-0050
OI
14507 Lemoyne Blvd
OakTrust Insurance Group
Umbrella Insurance Agent · Biloxi, MS

OakTrust Insurance Group serves Biloxi, Mississippi, and the surrounding area as a local umbrella insurance agent. This agency provides supplemental liability coverage that extends beyond the limits of standard home and auto policies. Clients rely on this service to protect significant assets against serious claims or lawsuits. The company assists property owners and drivers in structuring personal or business liability layers. It handles policy tailoring to meet specific risk profiles and coordinates with primary carriers to ensure seamless coverage integration.

MI
13109 Shriners Blvd ste A
McMurphy Insurance
Umbrella Insurance Agent · Biloxi, MS

McMurphy Insurance provides comprehensive umbrella insurance coverage in Biloxi, Mississippi, offering liability protection that extends beyond standard homeowners or auto policies. It tailors coverage limits to fill gaps in a client's existing insurance portfolio, safeguarding assets from large claims or lawsuits. The agency helps review and adjust policies on a regular basis, ensuring coverage keeps pace with changing property values and personal risk factors. McMurphy Insurance serves clients with single-family homes, apartments, retail spaces, and restaurants.

TA
13011 Lorraine Rd A
Tubb Allstate Insurance Agency
Umbrella Insurance Agent · Biloxi, MS

Homeowners, businesses, and property managers in Biloxi, MS turn to Tubb Allstate Insurance Agency for umbrella insurance. These policies provide extra liability coverage beyond standard homeowners or auto limits, helping protect personal assets against major claims or lawsuits. The agency assists clients in understanding how excess liability layers can offer broader protection for their financial stability. It also serves customers throughout the Gulfport-Biloxi metropolitan area, including nearby communities like D’Iberville.

SI
2505 Pass Rd
SouthGroup Insurance Services/Lighthouse Insurance Services Inc
Umbrella Insurance Agent · Biloxi, MS

Serving Biloxi, Mississippi, and its surrounding Gulf Coast communities, SouthGroup Insurance Services/Lighthouse Insurance Services Inc handles comprehensive umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This type of policy protects clients against major claims and lawsuits that could otherwise threaten personal assets. For a typical job, the agent assesses a client’s existing policies and overall risk exposure, then recommends an appropriate level of added liability protection to ensure comprehensive financial safeguards for property and future earnings.

US
169A Lameuse St
US Select Insurance LLC
Umbrella Insurance Agent · Biloxi, MS

US Select Insurance LLC specializes in umbrella insurance for Biloxi residents, providing additional liability coverage beyond standard policies. It also offers general insurance agent services to help assess overall risk exposure. The company assists clients in protecting assets against large claims that may arise from accidents on their property. This includes guidance during the hurricane season, when increased visitors and storm-related activities heighten the risk of unforeseen liability incidents on residential and commercial premises.

CS
1966 Popp's Ferry Rd
Coastal Select Insurance, LLC
Umbrella Insurance Agent · Biloxi, MS

On the Mississippi Gulf Coast, seasonal storms and rising property values create a growing need for extra liability coverage beyond standard home and auto policies. Coastal Select Insurance, LLC in Biloxi responds by selling umbrella insurance, which provides an added layer of protection against major claims and lawsuits. The company helps clients evaluate their current exposure to personal injury or property damage risks. An initial appointment typically involves a brief review of existing policies and personal assets to determine the appropriate amount of additional coverage needed.

BI
1009 W Howard Ave
Beacon Insurance Services, Inc.
Umbrella Insurance Agent · Biloxi, MS

Beacon Insurance Services, Inc. in Biloxi, MS offers umbrella insurance options, distinguishing between one-time policies for covering a single high-risk event and scheduled annual renewals that provide continuous liability protection beyond standard home and auto policies. These policies help safeguard personal assets against major claims and lawsuits common in the coastal region. Local agents assist by reviewing existing coverage to recommend appropriate limit amounts. Service runs on a scheduled basis for annual policy renewals, with as-needed availability for claims or coverage modifications between renewal dates.

IA
15506 Lemoyne Blvd Ste B
IDR Agency
Umbrella Insurance Agent · Biloxi, MS

IDR Agency provides general liability insurance guidance for individuals and businesses in the Biloxi area, specializing in umbrella coverage that adds a broader layer of protection above standard policy limits. This extra liability policy helps safeguard assets from major claims or lawsuits that exceed underlying coverage. The agency works with property owners, contractors, and service providers to help them secure appropriate liability protection. Their clients include local offices, warehouses, and food service operators throughout the Mississippi Gulf Coast region.

MI
1829 Pass Rd
Mattina Insurance Agency Inc
Umbrella Insurance Agent · Biloxi, MS

Mattina Insurance Agency Inc in Biloxi, MS provides residential umbrella insurance designed to extend liability coverage beyond standard homeowners policies, protecting personal assets from unforeseen claims. For commercial clients, the agency offers similar excess liability layers to safeguard business operations and property investments throughout the local area. After an initial policy is placed, the team ensures clients understand how umbrella coverage integrates with their existing insurance, encouraging periodic reviews to adjust limits as needs change. This emphasis on long-term client relationships supports seamless follow-up service between scheduled visits.

IS
13155 Shriners Blvd Ste B
Insured Solutions Group
Umbrella Insurance Agent · Biloxi, MS

Insured Solutions Group in Biloxi, MS is known for connecting residents and businesses with umbrella insurance agents who offer an extra layer of liability protection. Their service range typically helps policyholders secure coverage that activates after standard home and auto policies reach their limits. This added protection can address risks from major incidents or lawsuits, providing broader financial security for clients across the area. A specialty service involved in these policies includes coverage for claims related to watercraft or recreational vehicles when purchased as an add-on.

WI
1684 Pass Rd Suite B
Worldwide Insurance Agency
Umbrella Insurance Agent · Biloxi, MS
(228) 432-7181
worldwideinsms.com
GG
961 Howard Ave
Golden Gulf Insurance Services
Umbrella Insurance Agent · Biloxi, MS
(228) 207-0298
MI
904 Camp 4 Jacks Rd
Maxwell Insurance Group, Inc.
Umbrella Insurance Agent · Biloxi, MS
(228) 207-1896
maxwellinsurance.group
GI
8579 W Oaklawn Rd Suite C
Goosehead Insurance - Tyler and Gary Barton
Umbrella Insurance Agent · Biloxi, MS
(228) 288-4899
goosehead.com/agents/ms/bilox/tyler-and-gary-barton
BH
1042 W Howard Ave
BHI, LLC
Umbrella Insurance Agent · Biloxi, MS
(228) 207-6053
bhi-llc.com
PI
833 Jackson St
Poulos Insurance Agency & Investment Services
Umbrella Insurance Agent · Biloxi, MS
(228) 374-5477
DA
2789 Pass Rd
Denison Associates Insurance LLC
Umbrella Insurance Agent · Biloxi, MS
(228) 388-4401
BT
2436 D Pass Rd
Betsy Taylor Insurance
Umbrella Insurance Agent · Biloxi, MS
(228) 207-5678
betsytaylorins.com

What Does an a Umbrella Insurance Agent in Biloxi Cost?

The cost of an umbrella insurance policy in Mississippi typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Premiums can be higher if you have multiple properties young drivers or a history of claims. Factors like your credit score and location in Biloxi also affect the price. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your situation.

About umbrella insurance agents in Biloxi

An umbrella insurance agent in Biloxi Mississippi helps you secure extra liability coverage that goes beyond your home and auto policies. This additional layer of protection is important for coastal residents who may face higher risks from storms or tourist-related incidents. Mississippi law does not require umbrella insurance but it can shield your savings and future income from large claims or lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Biloxi do?

An umbrella insurance agent in Biloxi helps you find a policy that provides extra liability coverage above your existing home and auto limits. They assess your personal assets and risk factors to recommend an appropriate coverage amount. This is especially useful for Mississippi homeowners who have pools boats or rental properties.

How much umbrella coverage do I need in Mississippi?

Most agents recommend at least one million dollars in umbrella coverage for Mississippi residents with significant assets. The exact amount depends on your net worth income and potential liability risks. Mississippi law does not set a minimum but higher limits can protect against large verdicts in personal injury cases.

Is umbrella insurance required by Mississippi law?

No Mississippi law does not require umbrella insurance. However it is a common recommendation for individuals who own property have high incomes or face above average liability risks. Coastal residents in Biloxi may benefit from extra coverage due to the higher number of visitors and recreational activities.

Umbrella Insurance Agents in Other Mississippi Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.