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Directory of umbrella insurance agents in Ridgeland, Mississippi. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Ridgeland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Mississippi before hiring.
Showing 4 umbrella insurance agents in Ridgeland, MS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shelter Insurance - Jamie Creel
500 US-51 Ste L, Ridgeland, MS 39157
(601) 977-0002
shelterinsurance.com
Garced Insurance Group - The Bruce Agency
6800 Old Canton Rd, Ridgeland, MS 39157
(601) 829-9555
thebruceagency.com
R.W. Aiken Insurance Agency
220 Trace Colony Park Dr Suite A, Ridgeland, MS 39157
(601) 981-1574
aikeninsure.com
Brewer Insurance Group, Inc
1000 Highland Colony Pkwy Ste. 5203, Ridgeland, MS 39157
(769) 300-6990
southerngulfstates.com
An umbrella insurance agent in Ridgeland Mississippi helps you secure extra liability coverage beyond your standard auto and homeowners policies. Mississippi law does not require umbrella insurance but it can protect your assets in the event of a costly lawsuit. Agents in Ridgeland understand the local risk factors including severe weather and high-traffic areas near Interstate 55.
What Does a Umbrella Insurance Agent in Ridgeland Cost?
The cost of an umbrella insurance policy in Mississippi generally ranges from 150 to 400 dollars per year for one million dollars of coverage. Factors that affect the premium include your driving record home value and number of rental properties. Each insurance company uses its own rating system so quotes can vary. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Ridgeland do?
An umbrella insurance agent in Ridgeland helps you evaluate your existing liability limits and recommends an umbrella policy that provides additional coverage. They review your assets and risk exposure to determine the appropriate policy amount. This extra layer of protection can cover legal fees and judgments beyond your primary insurance limits.
How much umbrella insurance do I need in Mississippi?
Most agents in Ridgeland suggest a minimum of one million dollars in umbrella coverage for adequate asset protection. The amount you need depends on your net worth income and potential liability risks. Mississippi courts can award substantial damages in personal injury cases so higher limits may be wise.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Mississippi.