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Browse umbrella insurance agents serving Ellisville, Missouri. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Ellisville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 7 umbrella insurance agents in Ellisville, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hill Agency & Associates - American Family Insurance
119 Old State Rd, Ellisville, MO 63021
(314) 839-0281
amfam.com
Jain Insurance Agency
16024 Manchester Rd, Ellisville, MO 63021
(636) 346-9534
thejainagency.com
STL Insurance Stop
300 Ozark Trail Dr Suite 208, Ellisville, MO 63011
(314) 475-5637
stlinsurancerates.com
Alexander Edwards Agency LLC American Family Insurance
16274 Westwoods Business Park, Ellisville, MO 63021
(636) 530-1221
amfam.com
Redel Insurance Agency, Inc.
16024 Manchester Rd Ste. #111, Ellisville, MO 63011
(636) 394-7676
redelinsurance.com
WalkerHughes Insurance
580 Old State Rd, Ellisville, MO 63021
(314) 384-2923
walkerhughes.com
WGA - Walter General Agency
273 Clarkson Rd STE 102, Ellisville, MO 63011
(636) 391-4841
wgamo.com
An umbrella insurance agent in Ellisville, Missouri can help you secure extra liability coverage beyond your standard auto or homeowners policy. Missouri law requires minimum liability limits for drivers, but an umbrella policy provides an additional layer of protection for assets. Local agents understand the specific risks and legal environment in St. Louis County.
What Does a Umbrella Insurance Agent in Ellisville Cost?
The cost of an umbrella insurance policy in Missouri typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost more. Premiums vary based on your risk factors, number of vehicles, and property value. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in Missouri?
An umbrella policy covers liability claims that exceed the limits of your underlying auto or home insurance. It can also cover certain claims not included in those policies, such as libel or slander. In Missouri, it often protects against large lawsuit judgments that could otherwise put your savings and future earnings at risk.
How much umbrella coverage do I need in Ellisville?
Most agents recommend a minimum of 1 million dollars in umbrella coverage, especially if you own a home or have significant assets. The amount you need depends on your net worth, income, and potential liability risks. An agent can help you assess your specific situation.
Do I need underlying insurance to buy an umbrella policy in Missouri?
Yes, you must have certain minimum underlying insurance limits on your auto and homeowners policies. In Missouri, auto liability limits of 250,000 dollars per person and 500,000 dollars per accident are common requirements. Your umbrella agent will verify these limits before issuing the policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.