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Umbrella Insurance Agents in Hazelwood, MO

Directory of umbrella insurance agents in Hazelwood, Missouri. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Hazelwood, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 2 umbrella insurance agents in Hazelwood, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Fischer Agency, LLC American Family Insurance
7440 N Lindbergh Blvd, Hazelwood, MO 63042
(314) 895-1055 amfam.com
Shelter Insurance - Andrea Taylor
320 Brookes Dr Ste 121, Hazelwood, MO 63042
(314) 830-4100 shelterinsurance.com

Umbrella insurance provides extra liability coverage beyond your auto or homeowners policy limits. In Hazelwood Missouri this coverage can help protect your savings and future earnings from large claims or lawsuits. Local agents understand Missouri liability laws and can tailor a policy to your specific needs.

What Does a Umbrella Insurance Agent in Hazelwood Cost?

In Missouri umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your risk profile number of properties and driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance policy cover in Hazelwood Missouri?
An umbrella policy covers bodily injury property damage and personal liability claims that exceed your underlying policy limits. It also covers some claims that your standard policy may not such as false arrest or slander. Missouri law does not require umbrella insurance but it is a common way to add extra protection.
How much umbrella insurance do I need in Missouri?
Most agents recommend at least 1 million dollars in coverage. The right amount depends on your assets income and risk factors. A Hazelwood agent can help you evaluate your net worth and potential exposure to choose a suitable limit.
Can I get umbrella insurance if I have multiple properties in Hazelwood?
Yes umbrella insurance can cover multiple properties and vehicles under one policy. You must first have underlying liability coverage on each property and vehicle. Missouri agents often bundle these policies to simplify your coverage and reduce costs.