The top-rated umbrella insurance agent in Missoula, Montana is Glidewell, rated 5.0 stars across 507 reviews. Other highly rated options include AAA Missoula Branch, Amann Insurance Solutions, Marsh McLennan Agency. This directory lists 19 umbrella insurance agents serving Missoula.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Glidewell | 1750 South Ave W #100 | (406) 728-0793 |
| 2 | AAA Missoula Branch | 1200 S Reserve St Suite B | (406) 829-5500 |
| 3 | Amann Insurance Solutions | 4100 Mullan Rd | (406) 550-6100 |
| 4 | Marsh McLennan Agency | 2925 Palmer St | (406) 721-1000 |
| 5 | Terran Hillesland at Comparion Insurance Agency | 3010 Santa Fe Ct | (406) 274-9773 |
| 6 | Farmers Insurance - Holly Kingsford | 3700 S Russell St Ste C117 | (406) 541-6262 |
| 7 | Josh Rollins Insurance Agency: Summit States Agency Group | 1727 South Ave W | (406) 830-3073 |
| 8 | Treasure State Insurance | 321 SW Higgins Ave | (406) 258-7270 |
| 9 | Sapphire Mountain Insurance | 2nd Floor, 2825 Stockyard Rd A13 | (406) 546-5474 |
| 10 | Sharkey Insurance Inc. | 619 SW Higgins Ave | (406) 728-0030 |
Glidewell serves the Missoula, Montana, metro area as a provider of umbrella insurance agent services. This agency helps clients obtain liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance offers additional financial protection against lawsuits or large claims that might otherwise reach personal assets. Local residents often seek assistance in navigating policy options for securing extra liability coverage on rental properties or for recreational vehicles customarily used in this region. Glidewell specifically handles quotes for personal umbrella policies and coordinates umbrella coverage with homeowner insurance renewals.
AAA Missoula Branch provides umbrella liability coverage designed to extend protection beyond standard insurance limits for clients throughout the Missoula area. This extra layer of coverage is arranged with existing policies to help safeguard assets against major claims and lawsuits. Service includes periodic policy reviews to adjust coverage as client circumstances change. Maintenance plans focus on ensuring continuous protection without gaps in liability limits. The agency handles policies for single-family homes, apartments, retail spaces, and restaurants.
Amann Insurance Solutions serves homeowners, businesses, and property managers in Missoula, Montana, by securing umbrella liability policies that provide extra coverage beyond standard limits. This protection helps clients safeguard their assets against major claims or lawsuits, offering crucial financial defense in a region where weather-related risks and recreational liabilities are common. The agency offers personalized guidance through the policy selection process. Services also extend to neighboring communities in the larger Missoula metro area, including the Bitterroot Valley.
Marsh McLennan Agency in Missoula, Montana, provides general liability protection for local individuals and businesses. It addresses personal asset exposure through umbrella insurance, which extends coverage beyond standard policy limits for major claims and lawsuits. This additional layer protects against significant financial losses from accidents or property damage. The agency serves local commercial sectors including offices, warehouses, and food service operations, tailoring coverage to each sector's unique risks.
Terran Hillesland at Comparion Insurance Agency serves Missoula, Montana, and the surrounding communities with professional umbrella insurance services. This office handles liability coverage that extends beyond standard home and auto policy limits, protecting local residents from major financial claims. Each client’s personal risk profile is reviewed carefully to determine appropriate excess coverage amounts. This agency customizes policy recommendations to match each homeowner’s or driver’s specific exposure level, ensuring sufficient protection without overpaying for unnecessary limits.
Farmers Insurance - Holly Kingsford offers both a single-purchase umbrella liability policy for high-net-worth individuals and a recurring annual coverage plan for ongoing asset protection. These policies extend liability limits beyond standard home and auto insurance, providing additional security against lawsuits. Serving the Missoula, Montana area as an umbrella insurance agent, the agency assists clients in safeguarding their financial assets. Service runs on a one-time, scheduled basis, typically requiring an annual policy review to adjust coverage limits as personal assets and liability exposure evolve.
Josh Rollins Insurance Agency: Summit States Agency Group specializes in connecting Missoula clients with umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It works with local policyholders to assess personal exposure and secure an extra layer of financial protection. The agency addresses the heightened risks of Montana’s recreational seasons, such as summer boating or winter snowmobile outings, where accidents can quickly exceed underlying policy caps.
As Missoula’s unpredictable weather brings spring slush or summer hailstorms, many homeowners and drivers discover gaps in their standard liability coverage. Treasure State Insurance helps local residents and small businesses in Western Montana shore up that protection with a personal umbrella policy. This extra layer can cover lawsuit costs or medical expenses when auto or home limits are exhausted. The process starts with a straightforward liability assessment, where an agent reviews existing policies to recommend an appropriate level of additional coverage.
Sharkey Insurance Inc. in Missoula, Montana, distinguishes between one-time policy reviews and recurring annual umbrella coverage management to suit different client needs. Their general liability policies extend protection beyond primary insurance limits, guarding against large claims or lawsuits that exceed standard coverage. Policyholders benefit from added protection for assets and future earnings. All client engagements operate on a scheduled basis, with annual renewals and periodic assessments to maintain adequate limits and address changing risk profiles.
What Does an a Umbrella Insurance Agent in Missoula Cost?
Umbrella insurance in Montana typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Missoula
Umbrella insurance agents in Missoula Montana help you secure extra liability coverage that goes beyond your home and auto policies. Montana law allows umbrella policies to cover certain legal defense costs and judgments. Working with a local agent ensures your policy aligns with Montana insurance regulations and your specific needs.
Frequently Asked Questions
What does an umbrella insurance agent in Missoula do?
An umbrella insurance agent in Missoula helps you purchase a personal liability policy that provides coverage above your existing home and auto limits. The agent assesses your assets and risk factors to recommend an appropriate coverage amount. They also explain how Montana state laws affect your policy terms.
How much umbrella coverage do I need in Montana?
Most Montana agents recommend at least 1 million dollars in umbrella coverage to protect against major lawsuits. Your agent will consider your home value, savings, and future income when advising on coverage limits. Montana does not set a minimum requirement for umbrella insurance.
Can an umbrella policy cover legal fees in Montana?
Yes, umbrella policies typically cover legal defense costs for covered claims in Montana. This includes attorney fees and court costs up to the policy limit. Your agent can explain how Montana liability laws apply to your specific situation.
Umbrella Insurance Agents in Other Montana Cities
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