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Find Umbrella Insurance Agents Near You in Manchester, NH

Browse umbrella insurance agents serving Manchester, New Hampshire. Updated 2026-07-14.

The top-rated umbrella insurance agent in Manchester, New Hampshire is Fortified Insurance Agency, rated 4.9 stars across 286 reviews. Other highly rated options include AAA Manchester Insurance and Member Services, Foy Insurance, A Division of World, The Insurance Doctor. This directory lists 16 umbrella insurance agents serving Manchester.

Showing 16 umbrella insurance agents in Manchester, NHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fortified Insurance Agency911 Candia Rd(603) 644-3700
2AAA Manchester Insurance and Member Services560 S Willow St(603) 669-0101
3Foy Insurance, A Division of World1889 Elm St(603) 641-8111
4The Insurance Doctor453 Second St(603) 647-5617
5Wieczorek Insurance166 Concord St(603) 668-3311
6Cross Insurance1100 Elm St(603) 669-3218
7Allen Associates of Manchester1340 Bodwell Rd(603) 625-2266
8Insure New England814 Elm St #90b(603) 270-9221
9Goosehead Insurance - Jake Nutter227 Londonderry Tpke(603) 554-3353
10King Risk Partners40 Stark St(603) 647-0800
FI
911 Candia Rd
Fortified Insurance Agency
Umbrella Insurance Agent · Manchester, NH

Fortified Insurance Agency serves the Manchester, New Hampshire metro area offering umbrella insurance agent services. These policies provide additional liability coverage beyond standard home and auto policies, protecting personal assets. Agents work with residents to tailor limits that match their risk exposure and financial situation. This extra layer of security is advisable for homeowners, landlords, or anyone with significant savings. The agency handles personal umbrella policies for families as well as excess liability coverage for high-value property owners in the region.

AM
560 S Willow St
AAA Manchester Insurance and Member Services
Umbrella Insurance Agent · Manchester, NH

AAA Manchester Insurance and Member Services provides umbrella insurance in the Manchester area, offering additional liability coverage that extends beyond standard home and auto policies. Its service plans help clients adjust policy limits and review potential gaps in coverage with each renewal. The agency serves a variety of residential and commercial properties, including single-family homes, apartments, retail establishments, and local restaurants.

FI
1889 Elm St
Foy Insurance, A Division of World
Umbrella Insurance Agent · Manchester, NH

Foy Insurance, A Division of World, serving homeowners, businesses, and property managers in Manchester, handles personal and commercial umbrella liability coverage to provide extra protection beyond standard policy limits. The agency works to secure broader coverage for assets and savings against major claims or lawsuits. Their offerings address common local risks like weather-related incidents or auto liability. The firm also extends these services to the surrounding communities within the greater Manchester metro area, such as Bedford.

ID
453 Second St
The Insurance Doctor
Umbrella Insurance Agent · Manchester, NH

Serving Manchester, New Hampshire, and the surrounding communities, The Insurance Doctor provides umbrella insurance agent services. A local firm, it handles excess liability policies that extend coverage beyond standard homeowners and auto insurance limits. For clients in the region, its process involves reviewing existing underlying policies to identify potential gaps in coverage. The typical job follows a straightforward approach, evaluating a customer’s personal assets and liability risks to recommend appropriate additional protection amounts against major claims or lawsuits.

WI
166 Concord St
Wieczorek Insurance
Umbrella Insurance Agent · Manchester, NH

Wieczorek Insurance in Manchester, NH specializes in umbrella insurance, offering extended liability protection that goes beyond the limits of standard home and auto policies. This agency provides general insurance services within the local area, working with residents to address broader coverage needs. It helps clients safeguard assets against major claims and lawsuits that can arise from everyday incidents. An umbrella policy through this agent is particularly valuable in the fall and winter, when increased risks from icy walkways or holiday gatherings can lead to serious liability claims.

CI
1100 Elm St
Cross Insurance
Umbrella Insurance Agent · Manchester, NH

Cross Insurance in Manchester, NH offers umbrella insurance coverage that provides additional liability protection beyond standard home and auto policies. Their services include both one-time policy evaluations and recurring coverage reviews to ensure clients maintain appropriate limits as assets change. General umbrella insurance in this area addresses risks from accidents, property damage, and personal liability lawsuits. The company’s service runs on an as-needed basis for initial consultations, with scheduled annual renewals to adjust coverage according to evolving client requirements.

AA
1340 Bodwell Rd
Allen Associates of Manchester
Umbrella Insurance Agent · Manchester, NH

Allen Associates of Manchester helps clients handle typical personal liability exposures through standard coverage. As an umbrella insurance agent, they also provide extended policy layers that increase protection beyond basic limits. This added coverage applies when everyday policies reach their maximum payout. They offer services to individuals and to commercial sectors such as offices, warehouses, and food service establishments.

IN
814 Elm St #90b
Insure New England
Umbrella Insurance Agent · Manchester, NH

In the often snowy and icy Manchester winter, a simple slip on a sidewalk can lead to liability claims that exceed a homeowner's standard policy. Insure New England addresses this gap by focusing on umbrella insurance agent services needed in the region. They help clients add a layer of personal liability protection beyond typical home and auto coverage limits. The process begins with a careful review of existing policies to identify the correct coverage threshold during an initial risk consultation.

GI
227 Londonderry Tpke
Goosehead Insurance - Jake Nutter
Umbrella Insurance Agent · Manchester, NH

Goosehead Insurance – Jake Nutter in Manchester, NH, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This service helps safeguard personal assets from major claims or lawsuits that exceed primary policy limits. The company serves clients throughout the greater Manchester area who need an extra layer of financial security. Alongside standard umbrella policies, the agency can also arrange specialized personal liability coverage tailored for individuals with unique property or high-net-worth situations.

KR
40 Stark St
King Risk Partners
Umbrella Insurance Agent · Manchester, NH

King Risk Partners provides residential umbrella insurance coverage in Manchester, New Hampshire, offering liability protection beyond standard homeowners and auto policies. The same service extends to commercial clients, with coverage designed to safeguard businesses in the area against major claims and lawsuits. After an initial consultation and policy setup, the agent remains available for adjustments or answers between regular renewal visits, ensuring clients maintain appropriate protection as their circumstances change.

LI
748 Mast Rd #1
Lapointe Insurance Agency
Umbrella Insurance Agent · Manchester, NH
(603) 624-0855
lapointeinsurance.com
NE
911 Candia Rd
New England Risk Management is now Fortified Insurance Agency
Umbrella Insurance Agent · Manchester, NH
(603) 644-3700
fortifiedins.com
AI
510 Chestnut St 3rd Floor, Suite 11
AS Insurance Agency
Umbrella Insurance Agent · Manchester, NH
(603) 627-8000
asureagency.com
HI
1667 Elm St #3
HUB International
Umbrella Insurance Agent · Manchester, NH
(603) 668-0400
hubinternational.com/offices/us/new-hampshire/manchester
MA
1650 Elm St Suite 501
Maloney Associates
Umbrella Insurance Agent · Manchester, NH
(603) 277-9500
maloneyassoc.com
CI
1 Sundial Ave
Clark Insurance, a Marsh & McLennan Agency LLC company
Umbrella Insurance Agent · Manchester, NH
(603) 622-2855
clarkinsurance.com

What Does an a Umbrella Insurance Agent in Manchester Cost?

The cost of umbrella insurance in New Hampshire typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Premiums increase with higher coverage limits and additional risk factors like multiple properties or young drivers. Costs vary by case based on your insurance history and asset level. This is general information, not insurance advice.

About umbrella insurance agents in Manchester

Umbrella insurance provides an extra layer of liability protection beyond your home and auto policies. In Manchester, New Hampshire, agents can help you secure coverage that meets state requirements and protects against lawsuits. New Hampshire does not require umbrella insurance by law, but it is a smart choice for homeowners and drivers with significant assets.

Frequently Asked Questions

What does an umbrella insurance agent in Manchester do?

An umbrella insurance agent helps you purchase a policy that covers liability claims exceeding your underlying home or auto insurance limits. They assess your risk profile and recommend appropriate coverage amounts based on your assets and lifestyle.

How much umbrella insurance do I need in New Hampshire?

Most agents recommend at least 1 million dollars in coverage, but the right amount depends on your net worth and potential liability risks. New Hampshire courts do not cap personal injury awards, so higher limits may be wise for high-net-worth individuals.

Can umbrella insurance cover legal defense costs in New Hampshire?

Yes, umbrella policies typically cover legal defense costs for covered claims, even if the lawsuit is groundless. This protection can save you from paying out-of-pocket for attorney fees in New Hampshire civil cases.

Umbrella Insurance Agents in Other New Hampshire Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.