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Directory of umbrella insurance agents in Barnegat, New Jersey. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Barnegat, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 umbrella insurance agents in Barnegat, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Anthony Lanza Sr. - State Farm Insurance Agent
290 N Main St, Barnegat, NJ 08005
(609) 978-4444
lanzatristateinsurance.com
Abbey Insurance LLC
1 Cedar St, Barnegat, NJ 08005
(609) 698-4175
abbeyinsnj.com
W.B. Grant Agency Inc.
344 S Main St, Barnegat, NJ 08005
(609) 698-2162
wbgrantagency.com
Van Dyk Group
500 Barnegat Blvd N # 300, Barnegat, NJ 08005
(609) 698-6900
vandykgroup.com
Farmers Insurance - Joseph Capone
848A W Bay Ave, Barnegat, NJ 08005
(609) 488-2771
agents.farmers.com
Umbrella insurance agents in Barnegat New Jersey help residents secure extra liability coverage beyond standard auto and homeowners policies. New Jersey law requires minimum liability limits but umbrella policies provide an additional layer of protection for assets. Local agents can explain how New Jersey personal injury protection laws interact with umbrella coverage.
What Does a Umbrella Insurance Agent in Barnegat Cost?
Umbrella insurance in New Jersey typically costs between 150 and 300 dollars per year for one million dollars in coverage. Costs increase with higher limits and vary based on your driving record and property risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Barnegat do?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your existing home and auto insurance. In New Jersey this coverage can protect your savings and future income from large lawsuits. The agent evaluates your risk and recommends appropriate coverage limits.
How much umbrella insurance do I need in New Jersey?
Most New Jersey agents suggest at least one million dollars in umbrella coverage. Your specific needs depend on your assets income and potential liability risks. A local agent can help you calculate the right amount based on your situation.
Is umbrella insurance required by law in New Jersey?
Umbrella insurance is not required by New Jersey law. However it is strongly recommended for homeowners with significant assets or those who face higher lawsuit risks. New Jersey courts allow large judgments that can exceed standard policy limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.