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Find Umbrella Insurance Agents Near You in Bergenfield, NJ
Compare umbrella insurance agents in Bergenfield. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Bergenfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 umbrella insurance agents in Bergenfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
George Hernandez - State Farm Insurance Agent
84 S Washington Ave, Bergenfield, NJ 07621
(201) 338-4850
georgehernandezagency.com
The Insurance Place
263 S Washington Ave, Bergenfield, NJ 07621
(201) 384-7000
theinsuranceplace.net
An umbrella insurance agent in Bergenfield, New Jersey helps residents secure additional liability coverage beyond standard home and auto policies. New Jersey law requires minimum auto liability limits, but umbrella policies provide extra protection against large claims or lawsuits. Local agents can tailor coverage to your assets and risk profile.
What Does a Umbrella Insurance Agent in Bergenfield Cost?
Typical umbrella insurance costs in New Jersey range from 150 to 400 dollars per year for 1 million dollars of coverage. Premiums increase with higher limits, usually 50 to 100 dollars per additional million. Factors like your driving record, property value, and number of vehicles affect the price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bergenfield do?
An umbrella insurance agent in Bergenfield helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. This agent assesses your assets and risks to recommend appropriate coverage limits.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage for New Jersey residents, especially if you own a home or have significant savings. The right amount depends on your total assets and potential liability exposure.
Can I get umbrella insurance if I have a pool or dog in Bergenfield?
Yes, many agents in Bergenfield can help you get umbrella coverage even with a pool or certain dog breeds. However, you may need higher underlying liability limits on your homeowners policy first.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.