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Find Umbrella Insurance Agents in Cedar Knolls, NJ
Directory of umbrella insurance agents in Cedar Knolls, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Cedar Knolls, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 umbrella insurance agents in Cedar Knolls, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Madison Alliance Insurance Agency
7 Ridgedale Ave #204, Cedar Knolls, NJ 07927
(973) 252-6000
madisoninsurance.com
Hamilton Group Llc
3 Wing Dr # 101, Cedar Knolls, NJ 07927
(973) 292-2292
thehamiltongrp.com
Umbrella insurance agents in Cedar Knolls, New Jersey help residents secure extra liability coverage beyond standard auto and home policies. New Jersey law requires minimum liability limits of 15,000 dollars per person and 30,000 dollars per accident for auto insurance. An umbrella policy can provide an additional 1 million dollars or more in protection against lawsuits and large claims.
What Does a Umbrella Insurance Agent in Cedar Knolls Cost?
The cost of umbrella insurance in New Jersey typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Additional coverage of 2 million dollars may cost 200 to 600 dollars annually. Premiums vary based on your driving record, property value, and number of vehicles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Cedar Knolls do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage limits above your existing home and auto insurance. The agent assesses your assets and risk exposure to recommend an appropriate coverage amount. They also explain how the policy interacts with your underlying insurance in New Jersey.
How much umbrella insurance do I need in New Jersey?
The amount of umbrella insurance you need depends on your net worth, income, and potential liability risks. Many agents recommend at least 1 million dollars in coverage for homeowners with significant assets. New Jersey courts can award large judgments, so higher limits may be wise for high-net-worth individuals.
Is umbrella insurance required by law in New Jersey?
No, umbrella insurance is not required by New Jersey state law. However, it is strongly advised for individuals with substantial assets or high-risk activities. Without umbrella coverage, you could be personally responsible for damages that exceed your auto or home policy limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.