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Umbrella Insurance Agents in Clark, NJ

Browse umbrella insurance agents serving Clark, New Jersey. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Clark, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 umbrella insurance agents in Clark, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Omega Insurance Agency
155 Westfield Ave, Clark, NJ 07066
(908) 355-8765 omegainsagency.com
Jeffrey Reisel: Allstate Insurance
1065 Raritan Rd, Clark, NJ 07066
(732) 381-3100 agents.allstate.com
American Insurance
1129 Raritan Rd, Clark, NJ 07066
(732) 680-4444 americanins.com
Michael Lyne - State Farm Insurance Agent
472 Westfield Ave, Clark, NJ 07066
(732) 340-0500 mikelyne.com
Village Insurance Agency, Inc.
95 Westfield Ave, Clark, NJ 07066
(732) 396-4466 village-insurance.com
The Pangborn Agency
133 Westfield Ave, Clark, NJ 07066
(732) 476-5113
New Jersey Agency Network
1129 Raritan Rd, Clark, NJ 07066
(732) 680-4444 njansiaa.com

Umbrella insurance provides an extra layer of liability protection beyond your standard auto or homeowners policy. In New Jersey, where lawsuits can result in high settlements, an umbrella policy can help safeguard your savings and future earnings. A local agent in Clark can review your specific risks and find a policy that fits your needs.

What Does a Umbrella Insurance Agent in Clark Cost?

The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums vary based on factors like your driving record, property value, and number of vehicles. Additional coverage increments cost less per million. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Clark do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your underlying insurance limits. They assess your assets and liabilities to recommend appropriate coverage amounts. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
How much umbrella insurance do I need in New Jersey?
Most experts recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and risk exposure. New Jersey courts can award large judgments in personal injury cases, so higher limits may be wise if you own a home or have significant savings. An agent can help you calculate a suitable limit.