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Compare umbrella insurance agents in Denville. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Denville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 umbrella insurance agents in Denville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Quan Agency LLC Insurance
104 Broadway, Denville, NJ 07834
(973) 446-0811
quanagencyinsurance.com
Jordan Vallellanes - Licensed Insurance Agent, Residential & Commercial
176 US-46, Denville, NJ 07834
(973) 919-0585
Net Insurance Service
36 Broadway, Denville, NJ 07834
(973) 321-7383
The MacCormack Agency
176 US-46, Denville, NJ 07834
(973) 586-3333
maccormackins.com
American Insurance Group LLC
55 Bloomfield Ave, Denville, NJ 07834
(551) 365-1820
ssfins.com
Otterstedt Insurance Agency
84 Broadway, Denville, NJ 07834
(908) 273-2422
otterstedt.com
Clark & Morrison Insurance Agency Inc
84 Broadway, Denville, NJ 07834
(973) 627-3600
clarkmorrison.com
Melissa A Schofield - Aflac Insurance Agent
26 Southwynde Dr, Denville, NJ 07834
(914) 332-7500
local.aflac.com
An umbrella insurance agent in Denville, New Jersey can help you obtain extra liability coverage beyond your standard auto or homeowners policy. New Jersey law requires minimum liability limits for auto insurance, but an umbrella policy provides an additional layer of protection for major claims or lawsuits. Residents in Morris County often seek this coverage to safeguard their savings and future earnings.
What Does a Umbrella Insurance Agent in Denville Cost?
Typical costs for an umbrella insurance policy in New Jersey range from 150 to 300 dollars per year for one million dollars in coverage. Factors like your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Denville do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage above your existing home and auto insurance limits. In New Jersey, this extra coverage can protect you from large claims that exceed your primary policy limits.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least one million dollars in umbrella coverage, but your needs depend on your assets and risk exposure. New Jersey courts can award large judgments, so higher limits may be wise for homeowners or those with significant savings.
Is umbrella insurance required by law in New Jersey?
No, umbrella insurance is not required by New Jersey law. However, it is a common way to meet the financial responsibility requirements if you are involved in a serious accident where your primary insurance limits are exhausted.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.