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Find Umbrella Insurance Agents Near You in Franklin Lakes, NJ
Looking for a umbrella insurance agent in Franklin Lakes? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Franklin Lakes, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 umbrella insurance agents in Franklin Lakes, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AMH Insurance Brokerage
310 Rock Ridge Ct, Franklin Lakes, NJ 07417
(201) 359-6555
amhbrokerage.com
Daman Associates, Inc.
851 Franklin Lake Rd Suite 35, Franklin Lakes, NJ 07417
(201) 891-3727
damanassociates.com
Allen & Allen Insurance Agency Inc.
777 Franklin Ave #204, Franklin Lakes, NJ 07417
(201) 891-8790
allen-allen.com
Farmers Insurance - Michael Poremba
574 Franklin Ave, Franklin Lakes, NJ 07417
(201) 485-7735
agents.farmers.com
An umbrella insurance agent in Franklin Lakes, New Jersey helps you secure additional liability coverage beyond your home and auto policies. New Jersey requires minimum auto liability limits of 15000 per person and 30000 per accident, but an umbrella policy can provide 1 million or more in extra protection. Local agents understand the specific risks for Franklin Lakes residents, including pool ownership and high-value properties.
What Does a Umbrella Insurance Agent in Franklin Lakes Cost?
The typical cost for an umbrella insurance policy in New Jersey ranges from 150 to 400 per year for 1 million in coverage. Costs increase with higher limits, additional properties, or young drivers in the household. Factors like your credit score and claims history also affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Franklin Lakes do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your standard insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Franklin Lakes New Jersey?
Most agents recommend at least 1 million in umbrella coverage, but the amount depends on your net worth and potential liability risks. New Jersey courts have high judgment awards, so higher limits may be wise for homeowners with pools or rental properties.
What are the requirements for umbrella insurance in New Jersey?
You must have underlying auto and homeowners insurance with minimum liability limits. For auto, New Jersey requires at least 250000 per person and 500000 per accident for bodily injury, and 25000 for property damage. Your agent will verify these limits before issuing the umbrella policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.