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Find Umbrella Insurance Agents in Howell Township, NJ
Compare umbrella insurance agents in Howell Township. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Howell Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 umbrella insurance agents in Howell Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Salonia - State Farm Insurance Agent
3728 US-9, Howell Township, NJ 07731
(732) 905-6408
ryansalonia.com
Ken Dadd: Allstate Insurance
227 Newtons Corner Rd, Howell Township, NJ 07731
(732) 920-6300
agents.allstate.com
StepUp Insurance Agency
4114 US-9, Howell Township, NJ 07731
(201) 975-5503
AAA Insurance - Edward Licciardi Insurance Agency LLC
2344 US-9 Unit 1A, Howell Township, NJ 07731
(732) 780-7889
licciardiagency.com
Farmers Insurance - Kristina Antico
103 W 2nd St Ste 4, Howell Township, NJ 07731
(732) 837-3395
agents.farmers.com
Hilb Group
2380 US-9 Suite 10, Howell Township, NJ 07731
(800) 528-3758
hilbgroup.com
An umbrella insurance agent in Howell Township New Jersey helps you secure additional liability coverage that goes beyond the limits of your home and auto policies. New Jersey law requires minimum auto liability coverage of 15000 per person and 30000 per accident but an umbrella policy can provide 1 million or more in extra protection. This added coverage is especially valuable for Howell Township residents who own property or have significant assets to safeguard.
What Does a Umbrella Insurance Agent in Howell Township Cost?
Typical costs for an umbrella insurance policy in New Jersey range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost between 300 and 800 dollars annually. Premiums vary based on your driving record property value and number of vehicles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Howell Township do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your standard policy limits. They assess your risk profile and recommend appropriate coverage amounts. This agent can also explain how umbrella policies interact with New Jersey auto and homeowners insurance requirements.
How much umbrella insurance do I need in New Jersey?
Most New Jersey residents choose coverage between 1 million and 5 million dollars. The right amount depends on your assets income and potential liability risks. An agent can help you calculate a suitable limit based on your net worth and local property values in Howell Township.
Can I get umbrella insurance without a home or auto policy in New Jersey?
No you must have an underlying home or auto insurance policy to qualify for an umbrella policy in New Jersey. The umbrella policy only kicks in after the underlying policy limits are exhausted. Your agent will ensure your base policies meet the minimum coverage requirements set by the insurer.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.