Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 umbrella insurance agents in Montclair, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ronald DeMyers - State Farm Insurance Agent
119 Grove St Ste B, Montclair, NJ 07042
(973) 744-5353
ronalddemyers.com
Yolanda Diaz: Allstate Insurance
195 Bellevue Ave Ste B, Montclair, NJ 07043
(973) 821-9500
agents.allstate.com
Tommy Woods - State Farm Insurance Agent
546 Valley Rd Ste 106, Montclair, NJ 07043
(973) 233-4182
insurancebytommy.com
Goosehead Insurance - Santiago Garcia
18-20 Lackawanna Plaza Suite 200 Suite 200, Montclair, NJ 07042
(862) 658-6464
goosehead.com
Goosehead Insurance - Franshell Rodriguez
18-20 Lackawanna Plaza Suite 200, Montclair, NJ 07042
(914) 370-4127
goosehead.com
William H. Connolly & Co., LLC
56 Park St, Montclair, NJ 07042
(973) 744-8500
whconnolly.com
Peter Correia - Insurance Agent
491 Bloomfield Ave #201, Montclair, NJ 07042
(973) 237-1000
schumacherinsurance.net
Acrisure (Sanford Insurance Group)
210 Bellevue Ave, Montclair, NJ 07043
(973) 783-6600
acrisure.com
Eisenberg Insurance Group
22 Melrose Pl, Montclair, NJ 07042
(973) 744-4641
thomaseisenberg.com
What Does a Umbrella Insurance Agent in Montclair Cost?
The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums increase for higher limits, with 2 million dollars costing around 200 to 500 dollars annually. Factors like your driving record, number of properties, and claims history affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Montclair do?
An umbrella insurance agent helps you assess your liability risks and purchase a policy that covers claims above your underlying insurance limits. They can explain how New Jersey law affects coverage, such as the state's comparative negligence rule which can reduce your payout if you are partly at fault.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage, but your needs depend on your assets and risk exposure. New Jersey courts often award large settlements in personal injury cases, so higher limits like 2 to 5 million dollars may be wise for high-net-worth individuals.
Can I get umbrella insurance if I have multiple properties in Montclair?
Yes, umbrella insurance can cover multiple properties and vehicles under one policy. Your agent will review all your assets and existing policies to ensure proper coordination, which is especially important in New Jersey where liability claims can arise from rental properties or recreational activities.