Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 umbrella insurance agents in Morris Plains, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christian Aracena - GEICO Insurance Agent
1767 NJ-10, Morris Plains, NJ 07950
(973) 775-8850
geico.com
Weichert Insurance Agency
1625 NJ-10, Morris Plains, NJ 07950
(800) 255-1869
weichert.com
Teri DiGrande - State Farm Insurance Agent
442 Speedwell Ave, Morris Plains, NJ 07950
(973) 285-5558
teridigrande.com
BIS Improved Insurance Agency
201 Littleton Rd Suite 225, Morris Plains, NJ 07950
(973) 683-1000
bisrm.com
AAA Morris Plains
1711 NJ-10 #15A, Morris Plains, NJ 07950
(862) 260-8166
branches.northeast.aaa.com
Shop NJ Insurance
1767 NJ-10, Morris Plains, NJ 07950
(973) 944-4905
My Protection Insurance Agency
101 Gibraltar Dr # 3A, Morris Plains, NJ 07950
(973) 605-8581
my-protection.com
What Does a Umbrella Insurance Agent in Morris Plains Cost?
In New Jersey, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million, may cost 200 to 500 dollars annually. Your exact premium depends on your driving record, property risks, and the underlying insurance limits you carry. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Morris Plains do?
An umbrella insurance agent helps you buy a policy that provides additional liability coverage above your existing home and auto insurance limits. They assess your assets and risks to recommend the right amount of coverage for your situation.
How much umbrella coverage do I need in New Jersey?
Most agents suggest at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. New Jersey law does not set a minimum, but many insurers require you to have high underlying policy limits first.
Is umbrella insurance required by law in New Jersey?
No, umbrella insurance is not required by New Jersey law. However, it is highly recommended for anyone with significant assets or a high risk of being sued, such as homeowners with pools or dog owners.