ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in Palisades Park, New Jersey. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Palisades Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 umbrella insurance agents in Palisades Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amy Seong - State Farm Insurance Agent
71 Grand Ave #5, Palisades Park, NJ 07650
(201) 676-3898
planwithamy.com
Palisades Park Insursnce Agency
501 Roosevelt Pl, Palisades Park, NJ 07650
(551) 866-1805
Farmers Insurance - Kenneth Choi
21 Grand Ave #608, Palisades Park, NJ 07650
(201) 941-1272
agents.farmers.com
Song Insurance Agency
329 Broad Ave 2nd Floor, Palisades Park, NJ 07650
(201) 381-6129
songins.com
An umbrella insurance agent in Palisades Park, New Jersey can help you secure additional liability coverage beyond your auto or homeowners policy. New Jersey law requires minimum liability limits for auto insurance, but an umbrella policy provides an extra layer of protection for major claims or lawsuits. This is especially important in a densely populated area like Palisades Park where accident risks are higher.
What Does a Umbrella Insurance Agent in Palisades Park Cost?
In New Jersey, the annual premium for a one million dollar umbrella insurance policy generally ranges from 150 to 300 dollars. For higher limits like two million dollars, costs may range from 250 to 500 dollars per year. Factors such as your home value, number of cars, and claims history affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Palisades Park do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. In New Jersey, this policy typically kicks in after you exhaust your auto or home liability limits, offering coverage from one million dollars upward.
Is umbrella insurance required in New Jersey?
Umbrella insurance is not required by New Jersey law, but it is strongly recommended for those with significant assets. New Jersey has a minimum auto liability requirement of 15000 dollars per person and 30000 dollars per accident, which may not be enough to cover a serious accident or lawsuit.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Palisades Park who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.