ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Umbrella Insurance Agents Near You in Passaic, NJ
Directory of umbrella insurance agents in Passaic, New Jersey. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Passaic, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 umbrella insurance agents in Passaic, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
InsureOne Insurance
145 Main Ave FLR 1, Passaic, NJ 07055
(973) 526-7905
locations.insureone.com
Alex Vargas - State Farm Insurance Agent
45 Hoover Ave, Passaic, NJ 07055
(973) 955-4530
alexvargasagency.com
MG Agency
78 Market St A, Passaic, NJ 07055
(973) 365-0137
progressiveagent.com
Falen Agency INC
181 Prospect St, Passaic, NJ 07055
(973) 473-5617
Happily Insurance NJ
205 Monroe St Apartment 1, Passaic, NJ 07055
(973) 773-1033
ASB Insurance Passaic
615 Main Ave, Passaic, NJ 07055
(551) 239-6914
Prime Insurance Agency
135 South St, Passaic, NJ 07055
(862) 203-6045
Hugo G. Balta Insurance Agency
205 Monroe St, Passaic, NJ 07055
(973) 773-1033
An umbrella insurance agent in Passaic, New Jersey helps you secure additional liability coverage beyond standard policies. New Jersey law requires minimum auto liability limits of 15000 per person and 30000 per accident, but umbrella policies can provide 1 million or more in extra protection. Local agents understand Passaic risks like flood zones near the Passaic River and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Passaic Cost?
The cost of an umbrella insurance policy in Passaic, New Jersey typically ranges from 150 to 400 per year for 1 million in coverage. Factors like your driving record, home value, and number of properties affect the premium. For 2 million in coverage, expect 250 to 600 annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Passaic do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your home or auto insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. In New Jersey, umbrella policies often require underlying limits of 250000 for auto and 300000 for home.
Do I need umbrella insurance in Passaic New Jersey?
You may need umbrella insurance if you have significant assets like a home, savings, or a business that could be at risk in a lawsuit. New Jersey has a high cost of living and litigation rates, making extra liability protection valuable. An agent can evaluate your net worth and exposure to determine if a policy is right for you.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Passaic who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.