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Compare Umbrella Insurance Agents in Piscataway, NJ
Directory of umbrella insurance agents in Piscataway, New Jersey. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Piscataway, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 umbrella insurance agents in Piscataway, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Allstate Personal Financial Representative: Lisa Bollander
1262 Stelton Rd, Piscataway, NJ 08854
(973) 464-2352
agents.allstate.com
Umbrella insurance provides extra liability coverage beyond your standard home and auto policies. In Piscataway, New Jersey, agents can help you secure this protection to guard against large claims or lawsuits. New Jersey law requires minimum auto liability limits, but an umbrella policy adds a crucial layer of financial safety for local residents.
What Does a Umbrella Insurance Agent in Piscataway Cost?
In New Jersey, umbrella insurance typically costs between 150 and 400 dollars per year for one million dollars in coverage. Costs increase with higher coverage limits and depend on factors like your driving record, property value, and number of vehicles. For example, two million dollars in coverage might cost 250 to 600 dollars annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Piscataway do?
An agent helps you assess your personal liability risks and recommends an umbrella policy that fits your needs. They explain coverage limits, exclusions, and how the policy interacts with your existing insurance. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
How much umbrella coverage should I get in New Jersey?
Most policies start at one million dollars in coverage and go up in million-dollar increments. The right amount depends on your assets, income, and potential liability risks. New Jersey courts can award large judgments, so many residents choose at least two million dollars in coverage.
Are there New Jersey-specific rules for umbrella insurance?
Yes. New Jersey requires all drivers to carry minimum liability insurance, but umbrella policies often require higher underlying limits. The state also follows a comparative negligence rule, meaning you can still be held partially liable even if someone else is at fault. An umbrella policy helps cover those costs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.