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Browse umbrella insurance agents serving Red Bank, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Red Bank, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 umbrella insurance agents in Red Bank, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul Arnone - Prudential Financial
244 Broad St, Red Bank, NJ 07701
(732) 345-7133
Two Rivers Insurance Group
340 NJ-35, Red Bank, NJ 07701
(732) 747-6663
tworiversig.com
Alliant Insurance Services, Inc.
331 Newman Springs Rd Suite 314, Red Bank, NJ 07701
(732) 747-0800
alliant.com
An umbrella insurance agent in Red Bank, New Jersey helps you secure extra liability coverage beyond your standard auto or homeowners policy. New Jersey law requires minimum auto liability limits, but umbrella policies provide an additional layer of protection against major claims or lawsuits. Local agents understand the specific risks for homeowners and drivers in Monmouth County.
What Does a Umbrella Insurance Agent in Red Bank Cost?
Umbrella insurance in New Jersey typically costs between $150 and $400 per year for $1 million in coverage. Higher limits of $2 million to $5 million may cost $300 to $1,000 annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Red Bank do?
An umbrella insurance agent helps you assess your liability exposure and find a policy that covers claims above your primary insurance limits. They review your assets, driving history, and property to recommend appropriate coverage. Agents in Red Bank are familiar with New Jersey insurance regulations and can guide you through the application process.
How much umbrella coverage do I need in New Jersey?
Most New Jersey residents choose $1 million to $5 million in umbrella coverage. The amount depends on your net worth, income, and potential liability risks. An agent can help you calculate a suitable limit based on your personal situation.
Are there New Jersey laws that affect umbrella insurance?
New Jersey requires minimum auto liability coverage of $15,000 per person and $30,000 per accident. Umbrella policies typically require you to carry higher underlying limits, such as $250,000 or $300,000 for auto liability. Your agent can explain these requirements and ensure your primary policies meet the thresholds.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.