Skip to main content

Compare Umbrella Insurance Agents in Rochelle Park, NJ

Browse umbrella insurance agents serving Rochelle Park, New Jersey. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Rochelle Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 umbrella insurance agents in Rochelle Park, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bob Testa - State Farm Insurance Agent
18 W Passaic St, Rochelle Park, NJ 07662
(201) 342-7267 bobtesta.com
Bankers Life
365 W Passaic St Ste 265, Rochelle Park, NJ 07662
(201) 270-1250 branches.bankerslife.com
The Tichio Financial Group, Inc.
405 Rochelle Ave, Rochelle Park, NJ 07662
(201) 297-1600 agents.allstate.com
Andrew Sloane, Bankers Life Agent
365 W Passaic St Ste 265, Rochelle Park, NJ 07662
(201) 270-1250 agents.bankerslife.com
IPA Risk Management
340 W Passaic St, Rochelle Park, NJ 07662
(201) 797-1084 ipariskmanagement.com
Lazzara Insurance Agency
156A W Passaic St, Rochelle Park, NJ 07662
(201) 845-9500 lazzarainsuranceagency.com
Nationwide Insurance: Cook Maran & Associates Inc.
18 W Passaic St, Rochelle Park, NJ 07662
(201) 507-5100

Umbrella insurance agents in Rochelle Park, New Jersey help residents secure additional liability coverage that goes beyond auto and homeowners policies. New Jersey law requires minimum liability limits on auto insurance, but an umbrella policy can provide extra protection against major claims or lawsuits. Working with a local agent ensures you understand how state regulations affect your coverage needs.

What Does a Umbrella Insurance Agent in Rochelle Park Cost?

The cost of umbrella insurance in New Jersey typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. Higher coverage amounts, such as two million dollars, may cost 200 to 600 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Rochelle Park?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard home or auto insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your net worth, income, and potential liability risks. New Jersey courts can award large judgments in personal injury cases, so higher limits may be wise for homeowners with significant assets. An agent can help you calculate a suitable amount.
Is umbrella insurance required by law in New Jersey?
No, umbrella insurance is not required by New Jersey law. However, it is strongly recommended for anyone with substantial assets or high liability exposure. New Jersey requires minimum auto liability coverage of 15000 per person and 30000 per accident, but umbrella policies add an extra layer of protection.