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Find Umbrella Insurance Agents Near You in Saddle Brook, NJ
Compare umbrella insurance agents in Saddle Brook. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Saddle Brook, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 umbrella insurance agents in Saddle Brook, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Manny Coby - State Farm Insurance Agent
275 Market St, Saddle Brook, NJ 07663
(201) 368-9080
mannycobyagency.com
C. Tony Cigna: Allstate Insurance
190 Market St, Saddle Brook, NJ 07663
(973) 778-1600
agents.allstate.com
New York Life Insurance
250 Pehle Ave #900, Saddle Brook, NJ 07663
(201) 845-6900
newjersey.nyloffices.com
My Insurance Broker LLC
250 Pehle Ave Suite 200, Saddle Brook, NJ 07663
(201) 797-2060
myinsbrokermail.net
Calogero Cigna: Allstate Insurance
190 Market St, Saddle Brook, NJ 07663
(973) 778-1600
agents.allstate.com
Marjorie Brower
160 Pehle Ave #101, Saddle Brook, NJ 07663
(201) 316-9186
Turner Surety and Insurance Brokerage Inc.
250 Pehle Ave Suite 311, Saddle Brook, NJ 07663
(201) 267-7500
tsibinc.com
Allison Barrett
160 Pehle Ave #101, Saddle Brook, NJ 07663
(201) 316-9192
Umbrella insurance agents in Saddle Brook New Jersey help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. This additional layer of protection is important in New Jersey where high medical costs and litigation risks can exceed basic policy limits. Local agents can tailor coverage to match your assets and lifestyle needs.
What Does a Umbrella Insurance Agent in Saddle Brook Cost?
Typical umbrella insurance costs in New Jersey range from 150 to 350 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 700 dollars annually. Premiums vary based on your risk factors like number of properties and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Saddle Brook?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your existing auto and home insurance. They assess your risk exposure and recommend a coverage limit that fits your financial situation. In New Jersey, this can protect against claims like dog bites or car accidents that exceed standard limits.
How much umbrella insurance do I need in New Jersey?
Most experts suggest at least 1 million dollars in umbrella coverage for average homeowners. Higher net worth individuals often need 2 to 5 million dollars. Your agent will review your assets and potential risks to determine the right amount for you.
Is umbrella insurance required by law in New Jersey?
No, umbrella insurance is not required by New Jersey law. However it is strongly recommended for anyone with significant assets or high liability risk. New Jersey courts can award large judgments that may exceed your standard policy limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.