Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 umbrella insurance agents in Somerset, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Barrood Agency Inc.
700 Easton Ave 1st Floor, Somerset, NJ 08873
(732) 247-8664
barrood.com
Garden Mutual
900 Easton Ave, Somerset, NJ 08873
(908) 388-4916
gardenmutual.com
T E Freuler Agency
270 Davidson Ave Suite 101, Somerset, NJ 08873
(732) 246-1330
tefreuler.com
All in insurance
607 NJ-27, Somerset, NJ 08873
(862) 359-1860
The MacCormack Agency
1075 Easton Ave, Somerset, NJ 08873
(732) 828-2900
maccormackins.com
What Does a Umbrella Insurance Agent in Somerset Cost?
Umbrella insurance in New Jersey typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Higher coverage limits, such as 2 million or 5 million dollars, may cost 200 to 600 dollars annually. Actual premiums depend on your risk profile, claims history, and the insurance carrier. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Somerset do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. They review your assets and risk factors to recommend appropriate coverage levels.
How much umbrella coverage do I need in New Jersey?
Most experts recommend at least 1 million dollars in umbrella coverage. New Jersey has no state minimum for umbrella insurance, but your agent will consider your net worth and potential liability risks.